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Saturday 14th, Sunday 15th February - What small DFW things will you do this weekend?
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Tidy_Up_Tash
Posts: 179 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .
So be proud of those small steps, they really are important :money:
:T Weight Loss (Start Weight 14st 12lb): 5/24 lbs :T
CC Debt: 01 Jan 2015: £11,462
Now: £10,850 EOY Target: £7,500 
:xmassmile Saving for Xmas 2015: £75.11/£300 :xmassmile
2015 GC: Jan £199.91/£200 | Feb £188.21/£200 | Mar/Apr :exclamati | May £118.44/£200
NSDs: Jan ? | Feb 9 | Mar/Apr :exclamati | May 1 - - - 2nd Purse: £30
CC Debt: 01 Jan 2015: £11,462


:xmassmile Saving for Xmas 2015: £75.11/£300 :xmassmile
2015 GC: Jan £199.91/£200 | Feb £188.21/£200 | Mar/Apr :exclamati | May £118.44/£200
NSDs: Jan ? | Feb 9 | Mar/Apr :exclamati | May 1 - - - 2nd Purse: £30
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Comments
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Good morning!
Hope I haven't cross posted a new start with someone else!
Feeling a whole ton better today. Bailey's Babe I had the same thing. Hadn't felt right for a few days then bang, totally exhausted. A day of doing absolutely nothing (except eating too much!) has put paid to it and I feel so much better. I hope all the other sicklings on here are recovering too.
My DFW Saturday...- Update Money
- Make sure all credit cards that can be paid now are paid.
- Tidy the house!!! A few days "man down" and it turns into a pigsty
- Make the bestest, most delicious Garlic Butter Chicken possible for my beautiful OH (or better still, convince the kids to)
- Continue Laundry catch up
I think that will do today. No point in over doing it.
Hope you all have great days!:T Weight Loss (Start Weight 14st 12lb): 5/24 lbs :T
CC Debt: 01 Jan 2015: £11,462Now: £10,850 EOY Target: £7,500
:xmassmile Saving for Xmas 2015: £75.11/£300 :xmassmile
2015 GC: Jan £199.91/£200 | Feb £188.21/£200 | Mar/Apr :exclamati | May £118.44/£200
NSDs: Jan ? | Feb 9 | Mar/Apr :exclamati | May 1 - - - 2nd Purse: £300 -
Good Morning (just) All
Tash - Thanks for starting us off and glad you're feeling a bit better, don't go overdoing things
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Cold, grey and very miserable here today, so not much planned, little list:
Stew in slow cooker - smells delish
Continue purge on Emails -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read - In progress
Knit (hot water bottle cover) -
Have a great day, love to you all
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning all
Oops realised that by the time I had finished posting it was actually the afternoon....
Thanks for starting the thread Tash.
Busy morning - got up early and went to Lidls, then to my sales unit to tidy up and put some bits in. Washing out on line. Hoovered lounge carpet and am currently trying to motivate myself to get on and do the hard floors and stairs, but have come to a bit of a halt now
Apart from that I need to:
Check banks Done
Have some more of yesterday'a HM soup for lunch in a minute Done, still enough for tomorrow
Sort out some more books for another possible Amazon Trade inDone, managed to find £11.46 worth, and have packed them and sent them off. OH and I have decided to get rid of the dust collecting bookshelves in the lounge, where most of the books are at the moment. I have freed up quite a bit of space elsewhere through all my decluttering though, and will sort through the books properly when we get them down, and put them in 'keep', 'charity' and 'hang onto for sale' piles.
General tidy and continue with decluttering and sorting Done, hoovered hard floors and did some dusting, and decluttered some more books
Poorly DD is bound to turn up at some point with poorly baby for me to look afterThere is a horrible cold / flu type bug going around which I guess is what poorly peeps on here have been suffering from
They both had a sleep instead
Updated my GC total, and todays spends leave me only £50 of my budget to last till the end of the month :eek:Now that WILL be a challenge!!0 -
Good morning Happy Valentines Day xxx
Thanks for starting us tidy up tash and morning ziggy and all that pop in
So today fingers crossed is a nsd
Ive just totalled up my debt and must have done a mis count so I need to up the total booh only by 900 pound I thought it was £3000
I am going to set a goal that I am under 20k for my birthday in June
TODAYS TO DO
wash on
small iron
meals from stores
watch planner
look out things for work
have a great day xxxxlppxxxxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Morning Dawn you must have just posted
can I ask how you do a amazon trade in
thanks
xxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Happy Valentines Day everyone, I hope the lack of posts means youre all enjoying breakfast in bed!
The slightly annoying tickly cough I've had for days has finally manifest itself as a full blown chesty cough and my first lie in has made my back ache from sleeping awkwardly due to sloping bed and rota of cats sleeping under the covers.
Last night's minimal online shop didn't go quite as planned as it ended up at £80 but I have a new and dastardly plan... I changed the delivery slot from today until tomorrow and I plan to print it out and take it to Aldi with me today to compare prices and then I have time to cancel anything I can find cheaper.
Brunch today will be eggs on toast as I'm back on the dieting wagon from today, I've lost a dress size since boxing day (now a size 18) and want to lose another 2 or possibly even 3 by November. I'm actually happiest at a size 16 but I love a charity shop and all the best clothes are always in the smaller sizes and I think I'm going to need every ounce of confidence looking for bookings come November. I heard about more redundancies at a publisher I used to occasionally work for which means even more good people on the freelance market. I'm not the only one with a contingency plan though, a friend and colleague is making plans to rent her house and leave the country which makes my downsizing plans seem far less radical!Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)
December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.100 -
Thanks for starting the thread Tash:A
Today I have/will:
1. Checked online banking
2. NSD
3. Meals from stores
4. Complete all surveys that arrive in my inbox
5. https://www.freepostcodelottery.com
6. Changed bedding and cleaned bedroom
7. Scan laptop with free antivirus and update all programs that need it
8. Browse freebies boardTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Good afternoon, bit late in today!
Weekend list:
B/L/D's from stores.....done
NSD weekend, fingers crossed....so far so good and I'm not going anywhere today, so shall declare an NS weekend.
Clean out bunnies.....done
Clean out litter trays...done
Hoover through....done
Check one poll, etc...done
Continue decluttering
Take bag to Blue Cross shop....done
At shop today, day off tomorrow.... walked....done
Two loads of washing to do...one down, one to go
Sweep front path....done
Have a nice weekend:-)0 -
Asda price guarantee - printed 38p coupon
Hi all,
Only a few things for me.
Sainsburys - got 51p back for price overcharge last weekend
- 10 points added to my nectar card from old receipt
- reduced milk at 29p, 3 x kellogs cereal for £5 instead of £8.xx
- 2 points for bag reuse
washing done and hung indoors
dishes done
not much else done due to DD not sleeping, will do two tescoview surveys if i get a chanceTesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0 -
Hi!
Although I've been hammering my debts down a lot over the last few months (due to temporary situation with much less outgoings!) It really sunk in yesterday that unless I start to be better with money I will just end up the same way!
So my small things are:
- properly setting up a budget with YNAB. Ok, this isn't really a small thing, as hopefully a budget is the key to changing my spending ways.
- continue unsubscribing to emails to avoid temptation
- Saturday night out within a budget!
I'm actually quite excited!:)0
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