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A long slow journey to mortgage freedom

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Comments

  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Haha ya the profit are defiantly with postage on low value stuff Im glad your getting into it tho and sell stuff :] great job

    will be nice to see your total end of this week :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Watty1
    Watty1 Posts: 7,295 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Found your diary. Looks like you've made a great start :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Watty 1 - I need to read your diary!! Youve reduced your mortgage so much. Thats amazing!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Hello, welcome to the board :)


    I've been doing a lot of eBaying myself recently. The extra money is very helpful, but the fees are a killer!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Thanks for the welcome Goldie Girl.

    I have joined swagbucks today and have 51 swag bucks points. If anyone else wants to give it a try use my link below. Im hoping to save up amazon vouchers for Christmas.

    https://www.swagbucks.com/refer/Sque21
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Awwwwww man, swag bucks sucks, it is doing my head in. Don't think I'm gonna stick at doing it. Disheartened with eBay today. Sold 3 shirts for total including postage £5. I know it adds up and I have done well on other eBay items but seriously!!!! Also went for 2 coffee and cake trips today!!!!!

    Fallen off the wagon!!! Lol:rotfl:
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    grrr that is frustrating
    ebay wise it will be hard to keep motivation when things are that low but still £5 is better than chucking it out :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    If my £70 item sells I'll be happy again. Quite like selling on eBay but now need to wait til March to post more items without a fee. Also bought a pair of tracksuit bottoms for my son and that took £6 profit off me... ... But give me a medal for getting out eBay on my mobile while in changing room of sports shop with a 7 year old dancing around in some very flashy 23 quid tracksuit bottoms!!!!:cool: 'Wow look at these ones I just found..... Much nicer! Postie will bring them, how exciting!' £17 saved really!:T:rotfl:
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sque wrote: »
    But give me a medal for getting out eBay on my mobile while in changing room of sports shop with a 7 year old dancing around in some very flashy 23 quid tracksuit bottoms!!!!:cool: 'Wow look at these ones I just found..... Much nicer! Postie will bring them, how exciting!' £17 saved really!:T:rotfl:
    :rotfl: Ah, to still be at an age when the postie brought exciting things and not just bills :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Hope it sells for you :]
    What i do is list on a Saturday evening or Sunday and then just leave it for the week if im listing a few days a week it gets on me to much

    that £17 is a great littel saving well done :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
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