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35 months 0% vs 18 mths...

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  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Presumably it wouldn't, but some cards can offer 0% on both transfers and purchases: 0% Balance Transfer & Spend
  • SnowTiger
    SnowTiger Posts: 4,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Willowford wrote: »
    So ok - for example: this link shows 23 months on a 0% card
    moneysavingexpert.com/credit-cards/best-0-credit-cards

    yet this one: moneysavingexpert.com/credit-cards/balance-transfer-credit-cards shows 35 months at 0% for balance transfers

    (newbies can't post hyperklinks sorry)

    There are generally three different types of deals:
    • 0% APR on a balance transferred from one card to another;
    • 0% APR on money transferring to a bank account;
    • 0% APR charged on new spending.

    The offers change from time to time. Balance transfers from one card to another usually offers the best deal.

    Unless you earn a good salary and have a (long) history of borrowing money and repaying it, you're unlikely to get one of these deals.
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