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Santander UK - 123 Bank Account, doubts.
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Due to reported customer services issues I kept clear of Santander until around December 2013. Since opening the account, however, I've been very happy with everything. Opening the account was easily done online and it was fully functioning within a few days of me filling out the form. I've moved all of my direct debits there which earn cashback and with the full £20,000.00 in the account I earn around £42 per month after the £2 fee. HM Government also get £10 so I'm doing my bit for the national debt!
I've also moved my credit card direct debit there and cover that from another account so that I always pay in the required £500 every month.
Last week I applied for the 1-2-3 credit card which I'm now using as it gives cashback and 23 months interest free. I do have savings but if they're offering me an interest free loan for (almost) two years I might as well take it.
From my experience I'd heartily recommend Santander.0
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