We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander UK - 123 Bank Account, doubts.

124»

Comments

  • Ballard
    Ballard Posts: 2,988 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Due to reported customer services issues I kept clear of Santander until around December 2013. Since opening the account, however, I've been very happy with everything. Opening the account was easily done online and it was fully functioning within a few days of me filling out the form. I've moved all of my direct debits there which earn cashback and with the full £20,000.00 in the account I earn around £42 per month after the £2 fee. HM Government also get £10 so I'm doing my bit for the national debt!


    I've also moved my credit card direct debit there and cover that from another account so that I always pay in the required £500 every month.


    Last week I applied for the 1-2-3 credit card which I'm now using as it gives cashback and 23 months interest free. I do have savings but if they're offering me an interest free loan for (almost) two years I might as well take it.


    From my experience I'd heartily recommend Santander.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.