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EA asking for all kinds of info
Comments
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purplestar133 wrote: »I was told an AIP only lasts 30 days!
3 months from HSBC when I got my last one. Admittedly that was 4 years ago. However it involves no credit checks etc and is pretty much just a piece of paper.0 -
I guess you now know why the EAs requested this information from you!
https://forums.moneysavingexpert.com/discussion/5175273
Good luck with your house hunting!"Beware of little expenses. A small leak will sink a great ship." - Benjamin Franklin0 -
The EA doesn't need this info. Get an AIP done if you wish... but you shouldn't need to share proof of deposit /funds with them.
If asked just say this is with my solicitors. That should be enough to prove intent. I had the same with my recent purchase. They wanted details and other agents wanted to add me to the qualified buyers list... In the end I told them to speak with my IFA.... they went quiet then0 -
I guess you now know why the EAs requested this information from you!
https://forums.moneysavingexpert.com/discussion/5175273
Good luck with your house hunting!
I can understand why they want it once an offer has been accepted, but why ask when you're just putting an offer in - particularly when they have just told you that your offer is too low?!
As it happened, yes, I couldn't get enough of a mortgage, but this was contrary to what my mortgage adviser had told me. It's not like I'd just come in off the street and said "I want that" - I had had a detailed conversation about my circumstances with a mortgage adviser and I had proof of a 60% deposit.0 -
Just as an aside (I just quickly read your other thread) could your FIL not give the money over to your partner first, then the 'gift' bit would be irrelevant as the money would already be his? Or does the money have to be proved to have a source that shows he has saved it up? Just wondering.0
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Just as an aside (I just quickly read your other thread) could your FIL not give the money over to your partner first, then the 'gift' bit would be irrelevant as the money would already be his? Or does the money have to be proved to have a source that shows he has saved it up? Just wondering.
I'm not sure. I wonder whether he would have to pay tax on that money and we would still have the issue of him not earning anything.0
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