We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

mortgage/life insurance?

hi gang could do with a bit of advice i need decreasing term cover jointly for 77k over 30 years have had a quote from sainsburys for £8.85pm guaranteed. i have read marts coments but do you think a broker would get me anything cheaper oh and i get free terminal illness cover . any help would be great thanx

Comments

  • dunstonh
    dunstonh Posts: 120,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    terminal illness cover is free with virtually all providers.

    Sainsbury use L&G and whilst they are not the cheapest currently, they are not too bad. You should be able to find cheaper though.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • simmo116
    simmo116 Posts: 34 Forumite
    Part of the Furniture
    but do you think a broker would get me a significant discount to justify the 35 quid fee
  • dunstonh
    dunstonh Posts: 120,259 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    its certainly easy for us to beat L&G pricing a lot of the time so probably
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.