Capital One Credit Limit

solentsusie

Liverlad67 wrote: »

Had cap1 card for approx six months starting limit was £1000 spent no more than 30% of balance and paid in full when received email statement. Limit now increased to £20000. I have had defaults and ccj's but all settled and still on credit report. Maybe because I pay in full as soon as get email statement

From £1000 to £20,000? That is a big jump. Do you mean £2000?

Liverlad67

Yep £2000 typo sorry. Must add did not apply got a letter from them saying I had been pre approved. Wether that's had anything to do with past problems and them thinking could make ££££ from me. Determined to use this card to re build credit record. After past problems good to think can have second chance to be a good boy lol.

msallen

Had my CapOne account for nearly twelve years - but as far as I can remember my credit limit has never changed (certainly hasn't in last 6 years according to noddle). It's £15,000, and my highest balance in last 6 years was £14,600 so getting close obviously didn't trigger an automatic one.

thomas20

I have a Capital One Classic Extra since July. Got a letter in late October to say that they were increasing my limit from £200 to £1200. Then a week later they said they made a mistake and that the new limit would be £700. It started early December.

richx45

I got mine in April - £200 limit, only just at end of last month have they increased it to £450 after 9 months!

:cool:

parksajj

You can always call and ask for an increase

browneyone

Been with capital one about 6 months, sent them a message last night and this morning they had increased my limit.