Wednesday 11 February - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important:money:

ziggy2407

Good Morning All

DD265 - You're doing great, remember being a DFW is like happiness - it's a journey not a destination (corny I know but it helps me to remember when it seems its one step forward two steps back)

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little list:

Packed lunch for DH & DS - Done
Continue de-cluttering -
Continue purge on Emails -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read - In progress

Have a great day, love to you all

C x

xJOJOx_2

Morning everyone

Well yesterday didn't go as planned, but that's ok :-D got offered to go swimming, so took the little one. Quite expensive though, they really should have parent and toddler session, it's not like you get to swim whilst there with a little one. Boyfriend came round, brought a movie. He's taking me out Saturday, but won't tell me where :-D I was a big foggy headed yesterday, didn't realise it was valentines day and thought I forgotten something important haha

List may be very much a repeat of yesterday's, as didn't get much done due to change of plans. Sat here drinking a coffee with milk powder in (always run out of milk morning of weekly shop) so quite made up brought some as better than black coffee yak!

- shopping day (write list) (DONE)
- try and arrange lift to save on transport costs (DONE)
- pay £8 off debt (DONE)
- quick tidy up (DONE)
- put up heart pic
- put up ds1 new pictures
- finish sorting out ds1 bday presents and put away (DONE)
- take bag of clothes to charity shop
- buy cup coasters (if nice ones available)
- check online banking (DONE)
- continue ongoing struggle to educate children on turning things off (DONE)
- try not turn heating on much today (DONE)
- put all Xmas presents I've brought on to manage Xmas app so I know where I'm at :-D (DONE)

X

Tidy_Up_Tash

Good Morning!

Thanks for starting us off Ziggy. Jojo enjoy your Valentines Day I think ours is going to consist of a homemade takeaway and a bottle of cheap plonk

Like so many of us, at the moment, I've been feeling a little under the weather the last few days. On the brightside, it's meant I haven't spent anything (shopping feels like too much of a chore). On the flipside, I'm comfort eating. I get lots of exercise, but it's really not helping my diet.

My Watchful Wednesday looks like this...

• C25K (a cold is not an excuse)
• Heating off for most of the day, but may actually put it on this evening
• Lights off
• Meals from the store cupboard (except tonights dinner at work)
• Check bank
• Check CC's and update snowball
• Start planning Friday's home delivery

Breaking the rules and eating in the canteen at work tonight. Our cook asks me every night if I want something and I always decline. Tonight is the last chance she's going to have to feed me for a while, so I promised her that I'd have something.

Hope you all have good days and those that were feeling rough are feeling less so today

milliemummy

Good morning. Hope poorly peeps start to feel a bit better as the day goes on. Its horrible when you feel so drained.

Today's list:

Walk there and back to work...done
Charge all chargeable things at work, save me electric!...done
Feed furries...done
Do one poll and any other surveys...done
B/L/D from stores..have made lunch and DS1 has been challenged to make a veggie bolognese for dinner using stuff from the fridge & cupboard....done
Bag to Blue Cross shop..done
Post eBay parcel....done
Heating off just before I go out....done
Carry on decluttering....work in progress

Have a great day

MrReid

checked bank
took lunch to work

DD265

Morning all

Thanks Ziggy, feeling much more determined today

- Free gym class this morning (and booked another for next week)
- Update YNAB with recent spends, adjust budget if necessary
- Promote sales thread
- Withdraw cash for tonight's physio appointment and extras
- Horses carrots at lunch time (£1.95 for a huge orange sack, Tesco eat your heart out!)

On a non-finance related note I could really do with catching up on some filing!

DawnW

Morning all
Grandma day today so sneaking on here while baby is asleep.She is a bit grumpy this morning, so I am hoping she is more cheerful when she wakes up! Grumpy baby gone home now - mum is poorly with the cold bug that everyone seems to have

Double grandma whammy this week, as DGD1 is coming to stay overnight as her parents both have to work tomorrow and there seems to have been an extra TD day sprung on them. She is 12 though, and we don't see much of her as a rule - might take her out somewhere nice
Rest of today:

Check banks Done

Cook a roast for DS, GS2 and GD1 for when they get here. Teenage GS2 has decided to come along for the ride with his Dad when he brings little sister over, probably as he has heard about the roast :rotfl: Must put the chicken in now, as their ETA is 8pm


Order repeat prescription Oops forgot this AGAIN :mad:

Go through wills received from solicitor yesterday and check for mistakes etc. I have already found one :mad: They will need to go back for correction. Didn't get to this due to grumpy baby

Aiming for a NSD after my fail yesterday Nothing spent :T

Hope everyone has a good day and poorlies are feeling better

twiggy86

Morning all!

To I have/will:-
* Check banks DONE
* Check FPL DONE
* Take lunch to work DONE
* Fill water bottle up at work DONE
* Collects boots delivery from store
* Earn more on One Poll
* Dinner from stores
* Continue war against wallpaper!
* Create budget/estimates for next stage(s) of work on our house to give us an idea of how much we need
* Try for a NSD
* Put car tax renewal slip in bag so I remember to bring it work tomorrow so I can complete on computer rather than phone

Think that's everything for today!

Hope you all have a good day and no one's feeling too poorly (I'm still a snot monster!)

MinnieMousesMummy

Good morning, Well this morning did not start as planned, as I really could not be bothered getting out of bed, which is not good when I had my first shift at new job.

My list for today:

• Feed the animals and check for eggs
• Get a quick shower
• Do 2 hours at new job
• Check Avon order
• Make up customer orders
• Check superpoints, swagbucks
• Check freepostcodelottery
• Attend lectures at college
• Write article for client
• Do some course work
• Get rid of 100 emails
• Do a load of colours as need to wash work trousers for tomorrow
• Get an early night

I think that is everything that I need to do. Hope everyone has a good Wednesday x

foxgloves

Morning all,
Well, not really my usual bright-eyed & bushy-tailed self this morning, as awoke with such a stonking heachache, have had to resort of codiene. Getting a few bits done, but I know that if I do too much, the headache will just carry on until tomorrow, so am being sensible.
*Did final laundry load for the week overnight. Now drying on heated airer. Too grey & damp outside to dry anything today.
*De-cluttered today's 11 items (one of which has gone into the presents box from whence it will be re-gifted).
*Listed 2 ebay items. Still awaiting an outstanding payment.
*So many Toluna points had been added to my account overnight that I was able to submit another claim for a Sainsbury's giftcard (3rd one this year!) & still had 18,000 points left towards the next one.
*Made packed lunch & work snacks for tomorrow.
*Postie brought us each a John Lewis voucher for a free coffee & cake :-)
*Checked credit card account to ensure £79 refund had appeared. It had. We have really enjoyed our free 30-day trial of a well-known film/TV online package. We had marked on the calendar exactly when to cancel it as had decided not to have a year's subscription at this point when it makes more sense to rebuild savings used last year for new bathroom. We had intended to cancel a day early, but found that the company had already taken the money, so we had to arrange a refund. Had a reply saying that 'as we hadn't used the annual subscription' that we could have our money back.
*Bucket loads of chicken stew for mr f tonight (last of the rubber chicken). I don't fancy it, but this won't involve a naughty little spend, oh no! I will be looking in the freezer to see what I do fancy. I'm thinking one of the spicy chickpea burgers I batch-cooked last month in a home-baked poppyseed bun with a big salad. The thought of that could almost cheer me up.....though I would cheer up BIG TIME if this headache went away, grrrrr.
That's it from grumpy foxgloves today.
f x