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MSE News: Shoppers lose millions on 'free beauty trials': How to get your money back

RBS and NatWest customers have lost nearly £3 million in fees to 'free trial' health product sites...
Read the full story:

Shoppers lose millions on 'free beauty trials': How to get your money back

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Comments

  • ljonski
    ljonski Posts: 3,337 Forumite
    edited 10 February 2015 at 7:15PM
    Stable door - horse bolted along with £3 million!
    "if the state cannot find within itself a place for those who peacefully refuse to worship at its temples, then it’s the state that’s become extreme".Revd Dr Giles Fraser on Radio 4 2017
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • Who did the maths? £30k/day for more than 6 months is around about double the £2.9 million claimed lost.
  • fluffnutter
    fluffnutter Posts: 23,179 Forumite
    Isn't the title a bit misleading? It suggests that, for some reason, this is something that only affects certain bank customers, when in reality anyone can sign up for this trials.
    "Growth for growth's sake is the ideology of the cancer cell" - Edward Abbey.
  • stclair
    stclair Posts: 6,854 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Isn't the title a bit misleading? It suggests that, for some reason, this is something that only affects certain bank customers, when in reality anyone can sign up for this trials.

    It more the fact RBS are bringing the matter to the appropriate people's attention of what's going on.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • daytona0
    daytona0 Posts: 2,358 Forumite
    Weight loss pills! HA. There are two free pills you can take, exercise or healthy diet.

    Ironically, I would suspect that the "can't be bothered exercising" attitude may also apply to the reading of terms and conditions for some of these trials.
  • fluffnutter
    fluffnutter Posts: 23,179 Forumite
    stclair wrote: »
    It more the fact RBS are bringing the matter to the appropriate people's attention of what's going on.

    I know. But that's not evident from the title. If I see something saying 'RBS and Natwest customers have lost £3M...' it implies they're the only people affected. They're not.
    "Growth for growth's sake is the ideology of the cancer cell" - Edward Abbey.
  • This problem has been around for a while now and I'm shocked that it is still allowed to go on. The article is right in saying that the terms & conditions are not visible until you've signed up. Some people are 'lucky'in that a credit card company (not RBS) warn about unrecognised payments. Interestingly, the offer site was found through a link on the Moneysaving Expert site which featured on article on ways to earn cash for small jobs in your own home ........
  • Santander Security helped me by recording that my debit card had been stolen and quickly issuing me with a new card and number. This stopped the recurring payment. However I was told that they couldn't cancel a payment in advance, only once it was taken. My advice is to speak to your Bank's security department.
  • fluffnutter
    fluffnutter Posts: 23,179 Forumite
    nicemum wrote: »
    Santander Security helped me by recording that my debit card had been stolen and quickly issuing me with a new card and number. This stopped the recurring payment. However I was told that they couldn't cancel a payment in advance, only once it was taken. My advice is to speak to your Bank's security department.

    Santander sound like they're talking rubbish. Why have the hassle of a new card when they can simply block the payments? Plus issuing a new card doesn't always work anyway as many CPAs are authorised against any new issues of that card, regardless of a change in number.

    It also seems a bit odd that they can't 'cancel a payment in advance, only once it was taken'. Perhaps this might be true of the initial payment but it's certainly not the case with future payments. In fact, cancelling something after it's taken is technically a refund, which is the one thing that banks can't do with regard to CPAs. They can only prevent payments being taken, they can't reimburse you (although technically they can, they just don't see it as their responsibility, understandably so).
    "Growth for growth's sake is the ideology of the cancer cell" - Edward Abbey.
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