Tuesday 10 February - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important:money:

ziggy2407

Good Morning All

Maria - If you're reading this, I hope you're starting to feel better

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's little list:

Packed lunch for DH & DS - Done
Hairdresser @home -
Continue de-cluttering -
Continue purge on Emails -
Filing & Shredding -
Catch up on surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read - In progress

Have a great day, love to you all

C x

PS Tesco are having a "Boost Flash Sale" on their Clubcard rewards - online it says it starts Feb 12 and will include Cineworld and Odeon cinema tickets, iTunes codes, pizza express, spafinder , ticketmaster and national railcards - so may be worth popping and having a look if you are saving your points for something special

DawnW

Morning all
Thanks for starting the thread Ziggy - no spam today thank goodness!!

For me today:
Check banks Done
All meals from stores, remains of bolognese with a jacket potato and a bit of salad for supper, broccoli and stilton soup I made yesterday for lunch Done
Can't think of anything I need today, so hoping for a NSD Failed, as it was market day and I bought 3 huge pieces of different cheeses, Emmental, smoked cheese and posh cheddar for £5 the lot. Couldn't miss a bargain like that
Washing on, and dried outside hopefully - I got 2 loads almost dry yesterday, only needed finishing off on the airer overnight :T Bedding today Done, despite it being cloudy and miserable all day, the sheets and duvet covers were nearly dry when I bought them in, just want finishing off on the airer overnight
Cleaning - hard floors today Done
Decluttering - expecting a freecycler this afternoon to pick up some old curtain fabric. Hope they turn up this time. If not there are lots of other requests in my inbox!! It has been sat at the bottom of the stairs since Saturday :mad: Done, I no longer have 2 bin bags of carp at the bottom of the stairs
Garden - hoping it will be nice enough to do something outside We are getting lovely sunny days at the moment, though cold. Much prefer it to rain though
Take some bits to my sales unit to fill gaps. I cleaned some copper and brass items last night, so I will take those. Done

Hope everyone has a nice day

milliemummy

Good morning everyone. Doesn't feel quite as chilly today.

Today's list:

B/L/D from stores
Charge phone and tablet at work
Turn heating down and off when I go out
Change window display at shop
Check one poll
Take bag of stuff to Blue Cross shop
Walk there and back to work, feed birds on way round.
Bit more decluttering later on.

Hope everyone has a good day and poorly peeps are feelings a bit better.

maria3104

Hi Ziggy

Thank you for the kind comment. I have got out of bed this morning, but am heading right back there in about 2 minutes. Wow, flu is NOT fun. Not been ill like this in over 20 years. Really strangely debilitating.

On the upside, lots of no spending days etc and no desire to ever go out and shop again. Am utterly wiped out.

Been missing the thread and hoping everyone else is OK and doing their stuff. Hope to be feeling better soon, this is day 6 of hard core flu, and about 8 since the start. How long does flu last?

Speak in a few days probs.

Maria x

MinnieMousesMummy

Good morning everyone, Well after I good day yesterday it has helped me get motivation despite still not feeling well. I got the job that I had an interview about last week, its only a few hours a week but its a start.

Ziggy - Thanks for starting the thread off this morning

My list for today:

• Check bank and update budget
• Feed animals and collect eggs
• Sort out paperwork for client
• Get a quick shower
• Go to lectures
• Write article for client
• Check Superpoints, Swagbucks
• Check freepostcodelottery
• Do some course work
• All meals from stores
• Get an early night

I think that is everything that I need to achieve today. Hope everyone has a good Tuesday x

xJOJOx_2

morning everyone!

Not much happening today, some peace at last! Looking after friends little one, but only for just over a hour, so that will soon pass!

Maria - sorry to hear your still feeling awful, I hope it starts to clear up soon

Today's listy

- Mop all floors
- Quick tidy around
- All Meals from stock
- Sort dd1 birthday presents
- NSD (still no money anyway!)
- Shopping list wrote for tomorrow
- Go through mail pile
- Phone up cancel appointment and rearrange
- 15 mins of exercise ( not including walking)
- Phone someone (use free mins to keep in contact)
- Wipe down white goods
- hang up pictures
- hang up heart frame
- walk to doctors to hand prescription in
- take gas/electric readings and log
- check online banking(DONE)
- check emails (DONE)
- write all Xmas presents I brought so far on 'manage Xmas app'

Have a good day everyone xx

Bobarella

Poor you Maria. Really sorry you are feeling so lousy. Keep drinking as much as you can that's all I can say. And keep warm.

Hi All
Well yesterday I was waiting at home for a bt engineer who gave me a 8 till 1 time slot. He came within 30 mins of the start and was done in 10mins. Nice £50 reconnection fee.
Today of course it won't go so well. Am sitting in my freezing cold shop waiting for Talktalk to come out and have the same time slot. Which means I had to set off from home at 7 to arrive in time. Have so far done an hours wait. Bored and cold.
Anyway! Husband and son managed to get a puncture riding son to school this morning (son's bike) so that needs sorting out. Not quite sure what our journey home will be like. We need to first find a bike shop that stocks the right tyre so husband can fix it, but if I don't pick the bikes up tonight and drag them the 4 miles home then it means it would take longer to do at some other point. Bah.
have packed lunch in case I'm not able to go home in between times today. And brought snacks for son's after school so that's money saving.
bottom is going numb sitting on a cold step so am going to get up and move about a bit.
have a good day all!
Bob

twiggy86

Morning all!

Sorry to hear how rubbish you're feeling Maria.

Well done on the job MMM!!! :T

Today I have/will:-
* Check banks DONE
* Check TCB DONE - £92.92 PAYABLE!!!
* Check FPL DONE
* Take lunch to work DONE
* Fill water bottle up at work DONE
* Go for a walk at lunch NOT DONE - HAD TO RUN ERRAND FOR BOSS
* Dinner from stores
* Book table for dinner on Friday - I have vouchers so will be LSD as just need to pay for drinks but I will be driving and OH wont have much if anything DONE
* Collect items from Boots if they're ready
* Make a decision on how to pay for car tax - possibly have to pay monthly which is £9 more expensive but I'm not sure I can afford it one go
* NSD

I think that's everything but I will try and be as frugal as possible in everything I do!!!

Hope you all have a good day.

lauradora

morning folks


I am having a skive again today.....


I have checked all my banks
Charging all my devices at work
Need to look at service for big car
completing ms assignment questionnaire at work


Will be hanging around here a lot of the day today I think......

allydowd

Afternoon DFW-Jedis,

Well, life goes on, as does the almost everlasting quest for solvency and sanity. Just a short list today as I'm a bit wobbly:

The List


:starmod: Check online banking and reconcile monies

:starmod: Do i-Say surveys.

:starmod: Turn off electric alarm clock at the wall til tonight.

:starmod: Have a home haircut.

:starmod: Washed the car at home by hand.

:starmod: Opened the wonky lock on the hut/shed by soaking it in WD40 for 24 hours. Replaced the padlock with a cheap one as the old one rattles; I think it is actually broken.

:starmod: Give myself a facial.

:starmod: Do Tesco Orchard.

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MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
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• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Toluna ( Link )
  
• TopCashBack ( Lin