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What to do with money?

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Comments

  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    M&S, FD, HSBC all have 6% Reg Savers. Lloyds have a 4% one.
  • Personally, given that you already have a tidy sum in savings, I'd settle the car loan. You'll be up in the long run and not have to worry about paying it.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • Zippeh
    Zippeh Posts: 108 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Well my car loan has gone! Just going to look into opening a current account and regular saver with First Direct when I get the chance :)
  • Good move, you'll have saved a nice amount in interest. I paid mine off (about £6,500) 3 years early which saved over £600 in interest so your saving will be more.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good going.

    Now just keep going lol.
  • Keep it up... utilize your money in a best possible way..
    All the best
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