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In the Lowest Hour

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  • Making midnight my pay day lol IF my wages are in ...
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I need to start putting stuff on eBay or fb selling pages again xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Tested a foot peel today will let you know the results in a few days (!)
    Having to sit for one hour with foot socks on was trying to say the least any way must keep up with all this looking after me lark :-)


    Picked out my haircut - just got to be brave enough to go and get it chopped.


    Didn't find much to sell on in my wardrobe as somethings are hardly worth the effort so I will focus on decluttering as I go.


    Hope all is good
    Sam xx

    Sam I have done one of those foot sock exfoliate thingies and I must say it was one of my favourite experiences. Are you at the stage when all the skin starts shedding yet? It's so fascinatingly gross, but your feet look great after!

    Shame they're not cheaper I want to buy one again so badly!
  • Houseplant ( Love the name )


    Amazon / ebay have ones which i'm told work too much cheaper


    Purederm Exfoliating Foot Mask Papaya & Chamomile Extract Botanical choice .


    I'm soon to do my second set ( Saturday night )
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 28 July 2016 at 10:20PM
    Pay rise pending ( do you see me not holding my breath there )


    £2.5 k in the Savings pot just got to keep it there!!!...next Dentist bill Just in £180 Great (!) and one after that £125 ..:(


    So £500 currently left in the bank and very little 3bay sales but I do think I am on my last 10 items ever ..if they don't sell I will bundle on 3 bay or charity them.If 3 bay goes well hope to net another £50 after fees ( as just dropped all my prices tonight )

    At the airport tomorrow and hope that I don't buy anything BUT I am stuck there a while.


    £300 at £10 a day - til pay day and if I have a couple of NSD's I should be able to splurge on something.
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • PennyJar
    PennyJar Posts: 114 Forumite
    You will get there - I did! (£15k debt).

    Read your posts - wondered how your doing since your first SOA?

    If there's anything I can do to help let me know. I've got a thread going and post ways I've saved money that week - 'Penny by penny...brick by brick'. Whilst I'm on the other side of the money fence now, Ive been through the hardship of debt and know the mental struggle being a spend addict can be. Hard to believe the bad habits I had before - thanks to MSE though I'm a complete convert and have done a complete U turn.

    You probably know these tips, but just in case -

    Food tips -
    E.g I'm a big fan of yellow stickers in supermarkets, check out reducedgrub.com for ideas.

    Also just signed up for free John Lewis membership card and you can get two vouchers for free coffee and cake - nice to have a little treat along the way when you've reached a personal goal and even nice when there's no damage.

    All the best,
    PennyJar
    Debt Free - 2011 (£15, 000) :T | MFiT - T4 #78 £0/£20,000 (Mortgage reduction target)
    Mortgage Free Goal - 2026 (£101, 062) | #198 Emergency Fund Challenge £500/£1000
    Massive :money: fan - thank you for changing the game!
  • Hi Sam

    Just dropped in to say congratulations on being debt free and also well done on the savings.

    Take care.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • PennyJar wrote: »
    You will get there - I did! (£15k debt).

    Read your posts - wondered how your doing since your first SOA?

    If there's anything I can do to help let me know. I've got a thread going and post ways I've saved money that week - 'Penny by penny...brick by brick'. Whilst I'm on the other side of the money fence now, Ive been through the hardship of debt and know the mental struggle being a spend addict can be. Hard to believe the bad habits I had before - thanks to MSE though I'm a complete convert and have done a complete U turn.

    You probably know these tips, but just in case -

    Food tips -
    E.g I'm a big fan of yellow stickers in supermarkets, check out reducedgrub.com for ideas.

    Also just signed up for free John Lewis membership card and you can get two vouchers for free coffee and cake - nice to have a little treat along the way when you've reached a personal goal and even nice when there's no damage.

    All the best,
    PennyJar


    The john Lewis tip is fab - thank you :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Hi Sam

    Just dropped in to say congratulations on being debt free and also well done on the savings.

    Take care.

    Tink xx

    Hey TINKS :D


    How are you? :A
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Not to bad now Sam thanks. Hopefully have my diary updated tonight.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
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