We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
In the Lowest Hour
Comments
-
Making midnight my pay day lol IF my wages are in ...Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
I need to start putting stuff on eBay or fb selling pages again xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
-
moneyonmymindsam wrote: »Tested a foot peel today will let you know the results in a few days (!)
Having to sit for one hour with foot socks on was trying to say the least any way must keep up with all this looking after me lark :-)
Picked out my haircut - just got to be brave enough to go and get it chopped.
Didn't find much to sell on in my wardrobe as somethings are hardly worth the effort so I will focus on decluttering as I go.
Hope all is good
Sam xx
Sam I have done one of those foot sock exfoliate thingies and I must say it was one of my favourite experiences. Are you at the stage when all the skin starts shedding yet? It's so fascinatingly gross, but your feet look great after!
Shame they're not cheaper I want to buy one again so badly!0 -
Houseplant ( Love the name )
Amazon / ebay have ones which i'm told work too much cheaper
Purederm Exfoliating Foot Mask Papaya & Chamomile Extract Botanical choice .
I'm soon to do my second set ( Saturday night )Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
Pay rise pending ( do you see me not holding my breath there )
£2.5 k in the Savings pot just got to keep it there!!!...next Dentist bill Just in £180 Great (!) and one after that £125 ..:(
So £500 currently left in the bank and very little 3bay sales but I do think I am on my last 10 items ever ..if they don't sell I will bundle on 3 bay or charity them.If 3 bay goes well hope to net another £50 after fees ( as just dropped all my prices tonight )
At the airport tomorrow and hope that I don't buy anything BUT I am stuck there a while.
£300 at £10 a day - til pay day and if I have a couple of NSD's I should be able to splurge on something.Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
You will get there - I did! (£15k debt).
Read your posts - wondered how your doing since your first SOA?
If there's anything I can do to help let me know. I've got a thread going and post ways I've saved money that week - 'Penny by penny...brick by brick'. Whilst I'm on the other side of the money fence now, Ive been through the hardship of debt and know the mental struggle being a spend addict can be. Hard to believe the bad habits I had before - thanks to MSE though I'm a complete convert and have done a complete U turn.
You probably know these tips, but just in case -
Food tips -
E.g I'm a big fan of yellow stickers in supermarkets, check out reducedgrub.com for ideas.
Also just signed up for free John Lewis membership card and you can get two vouchers for free coffee and cake - nice to have a little treat along the way when you've reached a personal goal and even nice when there's no damage.
All the best,
PennyJarDebt Free - 2011 (£15, 000) :T | MFiT - T4 #78 £0/£20,000 (Mortgage reduction target)
Mortgage Free Goal - 2026 (£101, 062) | #198 Emergency Fund Challenge £500/£1000
Massive :money: fan - thank you for changing the game!0 -
Hi Sam
Just dropped in to say congratulations on being debt free and also well done on the savings.
Take care.
Tink xxAs of 31st December 2018 Total Debt = £15837.59
DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
DEBT 9 - £2964.25 DEBT 10 - £4349.390 -
You will get there - I did! (£15k debt).
Read your posts - wondered how your doing since your first SOA?
If there's anything I can do to help let me know. I've got a thread going and post ways I've saved money that week - 'Penny by penny...brick by brick'. Whilst I'm on the other side of the money fence now, Ive been through the hardship of debt and know the mental struggle being a spend addict can be. Hard to believe the bad habits I had before - thanks to MSE though I'm a complete convert and have done a complete U turn.
You probably know these tips, but just in case -
Food tips -
E.g I'm a big fan of yellow stickers in supermarkets, check out reducedgrub.com for ideas.
Also just signed up for free John Lewis membership card and you can get two vouchers for free coffee and cake - nice to have a little treat along the way when you've reached a personal goal and even nice when there's no damage.
All the best,
PennyJar
The john Lewis tip is fab - thank youGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
Tinkerbelle2000 wrote: »Hi Sam
Just dropped in to say congratulations on being debt free and also well done on the savings.
Take care.
Tink xx
Hey TINKS
How are you? :AGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟0 -
Not to bad now Sam thanks. Hopefully have my diary updated tonight.
Tink xxAs of 31st December 2018 Total Debt = £15837.59
DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
DEBT 9 - £2964.25 DEBT 10 - £4349.390
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards