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In the Lowest Hour

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  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy Wednesday Sam *big midweek hugs* :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 21 July 2016 at 11:27PM
    Hello Ladies - I had a wonderful day off ( ish ) the weather was lovely and even a little colour on the face now :D


    Selling all my things on ebay ( for the zillionth time)


    I have 4 very expensive designer bags ( soon to be 5 ) then I must stop my collection. Hoping to raise another £200 this month on fleabay . ;)


    Wardrobe looking ok but I could do with some non-work weekend tops ..something plain and basic. I suppose this is the norm but Plus one wants to take me out at the weekend and I feel I don't have anything suitable to wear! Plus one is so lovely he would tell me I looked amazing even if I wore bin liner.


    Still not got my haircut ..lol maybe am just scared to do that or maybe lazy as its easier when longer to just tie up, mind you I've been so unwell at times it's been a mission to wash it.

    Work as ever is just piled high and dentist bills still on the agenda.

    Saving is going to take a real dip this month but hope to get to £2,500 then look at end of August to make it 3.5 k - I'm aiming very high here and that will be a stretch - REALLY who knew it was so hard to save :D

    Treats this month - B3nefit r0ller lash mascara am very pleased with it to be honest.:j


    I picked up some xmas presents (!!!) in the next sale so the girls will be happy with those around xmas but its far to early to start thinking about that.


    Felt a bit like all the work is taking its toll and all the scrimping and saving to pay off debts has all caught up with me - I am so pleased all the debt is gone :) and wouldn't change what I have done to get here.


    Loving reading everything everyone has got up to...

    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    ooo let us know if the make up is good!

    omg never too early for xmas. i completed my sons bday (november) and xmas already.... will buy him more with xmas vouchers tho ;)

    Treat yourself woman!! go to shops buy some tops you deserve it xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I agree go on a mini shopping spree you totally deserve it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I am a yoyo spend/saver I think ..lol


    Another declutter and spring clean on the cards, I never really track what I spend this days ( which is terrible ) thought if I hadn't thrown the magnets could have kept the receipts for the week to see.


    Maybe will try from Tomorrow ( actually today looking at the time!)


    Need to do my make over as P1 coming round so another list tomorrow.


    I do struggle to juggle looking after me with work and my health.


    Spa day booked in 2 weeks time - hooray ! not sure what treatment to have.


    I'm not sure what I need to do to get more energy and to feel better its funny that I actually took my health for granted before now.


    I'm always doing stuff - which I actually could stop ...really do need to chance mindset from superwoman to simple human :)


    Plan is to put some music on and start my day and hope to accomplish all that I need to do.


    Happy weekend :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 24 July 2016 at 6:47PM
    Saturdays to do list


    Cleaning flat - proper clean not just spit and polish :P
    Declutter
    Washing
    BREAKFAST
    Food shopping
    Dye hair /Shower/Wash hair /paint nails - pedi and mani
    Phone calls
    Cobble together an outfit ( to save last minute panic if we do go out )
    Look at bank account
    Post parcel - PO
    Pick up parcel from C & C


    if time
    Beauty Treatments
    Foot socks, face pack, cuticle oil & CT and Polish


    Sell more on ebay - well list 5 more lots :)


    Make a shopping list - before I go to the shops - at least if P1 takes me out no food shop bill and no cooking - we will see...


    Suspect I will wake at 10am and eat a bag of maltesers for Breakfast best laid plans and all that... xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Well - I did it it's now Sunday :D
    l
    Got to post ebay parcels - 3 sales :)
    pick up another parcel


    Don't need to food shop as away with work this week


    Three days til pay day with not a lot of Money left so need to check bank account
    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • :money:
    Will Just eat from the cupboards Tuesday night ( tonight )

    Need to post 3bay parcel ( again :/) :(

    Food is covered W- F By work thanks very much will be eating well indeed :):D
    Need to pack and take lots of Bath time smellies with me - not sure just how am going to get that through the airport mind.

    :A
    Work is really rubbish and very stressful atm :/ Hate having so much to do all the time.
    :mad::mad:

    Need to find passport ASAP ( shugar ) :p


    One last look in the wardrobe tonight - then that's it officially giving up 3bay from August its been an exhaustive income for 17 months and oh how I am going to love not spending time queing up in PO . I guess the winter things are not going to sell as well now and would get more for them but I think its worth one last try.


    I need to book some holiday from work although no chance of that until 8th August at the very earliest .:(


    Spa day soon so that might help as an interim revitalise.:T:T


    Still hoping for a rise that will net me an extra £150 a month - although hours vs life is going to suffer so is it really worth it I wonder?


    Ok 9 things on ebay so given up ..but I have some ins (!)


    in's are £140 (!) OMG:eek:


    A handbag :/ :eek:
    Bikini
    ballerinas ( shoes )
    flip flops
    jacket


    and I've got my eye on a watch and a ring ...:rotfl:but only one eye for now..:rotfl:


    Enough with the spending spree ...but I need a phone really nothing flash just £75 or so PAYG.


    Not much to report other than hurry up HUMP day as that's payday.


    Savings - am still aiming for £2.5k But not sure how realistic that is .


    August 31st Target is £3.5k But I got to earn it first!


    xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Is there anything you have in mind that you are saving for :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Probably saving to give up work for a bit lol xx


    2 more 3bay sales to post - why oh why do I do it :(
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
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