Accidental Standing Order payment - Lloyds account

dnicu26

I made a mistake by forgetting to cancel my standing order payment to my landlord, when my tenancy ended which means that an extra month's rent went out of my account after I had moved out and the contract ended.

I tried to get in touch with him and keeps saying that he will refund it but it has been over 4 months since this has happened. I haven't yet contacted the bank, but would they be able to do anything e.g. revert the payment? Do I have any other options?

colsten

The bank cannot recall a standing order. If your landlord doesn't voluntarily return the money and you are owed it, you can take him to the small claims court.
Send him a Letter Before Action to start with. That is often enough to get a result.

https://www.moneyclaim.gov.uk/web/mcol/welcome

jjlandlord

This has nothing to do with your bank.

Someone owes you money and refuses to pay, I think it is high time that you send a formal letter before action, followed by a money claim if necessary.

dnicu26

Thanks for the replies! Are there any charges for the small claims court?

molerat

http://www.moneysavingexpert.com/reclaim/small-claims-court?_ga=1.144624117.1742300275.1413616074 but you add that to your claim - if you win they pay if not you have to suck it up.

PaulW922

If things are as straight forward as you say then you should have no problems getting judgement.

agrinnall

dnicu26 wrote: »

Thanks for the replies! Are there any charges for the small claims court?

Did you look at the link colsten gave you? If you follow the first link on that page it takes you to the gov.uk pages on the process, where item 2 lists the charges.

grumbler

molerat wrote: »

... if you win they pay if not you have to suck it up.

PaulW922 wrote: »

If things are as straight forward as you say then you should have no problems getting judgement.

It's worth noting that enforcing the judgement can be far more difficult than getting it.