credit file - registering debt

molerat

If you have received a correctly completed and stamped Form N1 then you need to complete it and return it to the court.

osophi

I have just felt a knot in my stomach as i do not have the money to pay for this. I presume this is where i am heading, and that i cannot use statute barred defence?

fermi

No need for any knots really. If it is statute barred then that is a valid defence.

You just need to do things properly with the court otherwise it will go against you no matter what defence you have.

osophi

Thank you all for the prompt responses. I would have done the wrong thing if you hadn't. I have completed the forms (N1CPC) from the court intending to contest jurisdiction and disputing the full amount claimed, and not defending part or all of the claim. Which mean that I do not have to complete the admissions (specified amount) section offering payments. I have quoted statue barred as my defence on the court forms. This is signed and ready to be sent to the courts.

Have i left anything out?

fermi

fermi wrote: »

The sort of place for detailed help would be:

http://www.legalbeagles.info/forums/forumdisplay.php?105-Received-a-Court-Claim

or

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?170-Legal-Issues

Please do the above before you send anything off, if you have time. People there are better with these things.

You should have acknowledged service to give yourself 28 days rather than 14 so you don't have to rush.