Dotcomunity latest

FOREVER21

Original message deleted.

fwor

FOREVER21 wrote: »

This message and any attachments should only be read by those persons to whom it is addressed and be used by them for its intended purpose. It must not otherwise be reproduced, modified, distributed, published or auctioned. If you have received this e-mail in error, please notify us immediately by telephone on 01202 611 367 and delete it from your computer immediately. This e-mail address must not be passed to any third party or be used for any other purpose.

Presumably you got their permission to fail to comply with the terms under which they sent you this information - i.e. to publish it, which is expressly forbidden by their email?

MARTYM8`

Is it possible to get a rough idea of what this communication was about?

masonic

The gist was that capital reserves had now been built up to required levels and everything is hunky dory. Divis will be paid etc.

FOREVER21

fwor wrote: »

Presumably you got their permission to fail to comply with the terms under which they sent you this information - i.e. to publish it, which is expressly forbidden by their email?

As you can see I have removed my original post following your comment. However on reflection I think I acted too hastily.


In response to your comment I have the following observations,


No I did not seek permission to disclose the e-mail, nor do I think I need to.


The footnote to which you refer is in effect attempting to seek to impose a contractual obligation which as you will be aware ,any contract has to be agreed by both parties.
I have not agreed to their T & Cs.


Furthermore such an imposition would not stand up to any legal process ,as indeed European Directives (84/2007 and 93/2013) tells courts to strike out contractual obligations cases on a consumer, if he has not freely negotiated it.


You may wish to research the above if you intend to continue your role as " policing the posting."

MARTYM8`

FOREVER21 wrote: »

As you can see I have removed my original post following your comment. However on reflection I think I acted too hastily.


In response to your comment I have the following observations,


No I did not seek permission to disclose the e-mail, nor do I think I need to.


The footnote to which you refer is in effect attempting to seek to impose a contractual obligation which as you will be aware ,any contract has to be agreed by both parties.
I have not agreed to their T & Cs.


Furthermore such an imposition would not stand up to any legal process ,as indeed European Directives (84/2007 and 93/2013) tells courts to strike out contractual obligations cases on a consumer, if he has not freely negotiated it.


You may wish to research the above if you intend to continue your role as " policing the posting."

Given the fact that emails have been sent to some members and not others I think you were perfectly justified in posting this information – particularly given the lack of any information on their website and facebook page either. The issues raised were quite significant and serious.

Hopefully the credit union will look at their communication methods in the future – prior to this I was very impressed with their customer care (far superior to many big banks) but the events of the last month have slightly shaken that! Still onwards and upwards – and hopefully lessons can be learned!

PS In terms of the proposed dividend I presume its allocated on your basic share account balance not your total savings balance (everyday personal plus ISA plus others)?

fwor

FOREVER21 wrote: »

You may wish to research the above if you intend to continue your role as " policing the posting."

I've no interest in researching that, and I'm not policing anything. You posted the email, including the footnote, and I just asked a question about it, because it ~looked~ like you had posted something without reading the whole of it.

I personally don't care whether you publish or not. I doubt whether there would have been any consequences at all if you had left your original post exactly as it was.

FOREVER21

fwor wrote: »

I've no interest in researching that, and I'm not policing anything. You posted the email, including the footnote, and I just asked a question about it, because it ~looked~ like you had posted something without reading the whole of it.

I personally don't care whether you publish or not. I doubt whether there would have been any consequences at all if you had left your original post exactly as it was.

But if you had been more aware of the actual facts concerning any footnote to an e-mail, you would not have needed to make your presumption in your original post..

masonic

FOREVER21 wrote: »

But if you had been more aware of the actual facts concerning any footnote to an e-mail, you would not have needed to make your presumption in your original post..

The actual facts are that you posted the message, along with an assertion by the author that it must not be reproduced. In so doing, you pretty much guaranteed it would have been removed by the forum team if you hadn't done so yourself. Had you posted it without the footnote, in all likelihood nobody would have noticed the potential issue.

colsten

masonic wrote: »

The actual facts are that you posted the message, along with an assertion by the author that it must not be reproduced. In so doing, you pretty much guaranteed it would have been removed by the forum team if you hadn't done so yourself.

Really?.......................................

bsms1147

Over the past month, the Credit Union has been working to implement and maintain the regulatory requirements regarding Capital and Reserves.

We are delighted to announce that DotComUnity Centres CIC has invested £425,000 into the Credit Union on behalf of all its members.

This investment means that our Capital Reserves are significantly greater than the 5% requirement and as a result the Credit Union has applied to the regulators to lift the voluntary restrictions.

We are sending out Annual Statements, where further information will be provided.

Have a great weekend.

Reposting.