Clio Front Wing Passenger Side Panel Price?

joe2cool

Also can I ask how important is it to choose a garage which subscribes to the 'Motor Industry Code Of Practice'?

joe2cool

Hi our insurance policy includes 'No Claim Discount Protection ', so the NCD would not be affected by one claim during the current period of cover. My question is will my NCD really remain unchanged after one claim?

Thx

forgotmyname

You NCD will be the same but the premium is likely to rise.

Your current risk maybe £1000 with 50% no claims. So you pay £500.

After your claim your a higher risk so £1500. But you still get 50% off so its now £750.

Just examples not real numbers.

Also you only get x amount of claims in a set period. So another bigger claim could see you losing them.

joe2cool

Hi appreciated quick reply.... Cheers.....so even when as usual we switch insurers each yr, will the premium still rise? Because we would be showing our NCD which had protection , would they find out about the past claim? We weren't going to claim so just want to make sure about the NCD protection.

Thx