Thursday 5 February - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important.:money:

Bobarella

Good morning Ziggy

Twiggy - that article you posted yesterday was very interesting. I worked with a recipe tester and her recipes certainly didn't cost £2,000 each to test! But the gist of what Martin & Jamie say is true. I have set an annual food budget of £2400 this year as well as monthly targets. It is a sobering thought that you could buy a fairly decent used car for the same cost.

Morning All
Well I haven't felt very well since late yesterday evening. Can't put my finger on it but I literally spent last night on the sofa in silence as even chatting felt too much effort. Still feel worn out this morning. I wonder if I just did too much yesterday hauling enormous shop home, walking and cycling my usual journies too. Will be taking it much easier to see.

It's snowing here at the moment. Will try and think of some gentle MS activities for the rest of the day.

Have a good day.
Bob

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Dog has gone home and gosh did I sleep well last night so am raring to go again

Packed lunch for DH - Done (son has DT Food & making pizza so he wants that for his lunch)
Await freegler collecting football net from garden (so that's looking better already)
DIY/Home Pamper -
Craft (make a few cards) -
Continue de-cluttering -
Continue purge on Emails -
Filing & Shredding -
Catch up on surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read - In progress

Have a great day, love to you all

C x

Also need to sort niggling prob on laptop (hit a button and its altered the screen, lol, no idea what I did )

xJOJOx_2

Good morning everyone,

Doesn't look as cold this morning yey! Didn't get the cleaning done yesterday, swapped it for a well needed early night. Feel a lot better today and lots more energy. Received a sainsburys voucher in post today (£75 I think) not sure what to do with that yet

Today's listy
- NSd
- tidy living room (DONE)
- tidy kitchen
- finish dd learning challenge (make a toy box)
- free story telling workshop today
- wrap de birthday presents and some into Xmas sack
- catch up with washing
- all meals from stock (DONE)
- check banking (DONE)
- find £2 for dd disco
- sort some old clothes for charity shop (DONE)
- mend pyjama top
- read at least one chapter for some relax time :-) (DONE)
- mend broken heart frame (naughty children)(DONE)

Xx

Bobarella

Wow Jo Jo how come?

xJOJOx_2

Bobarella wrote: »

Wow Jo Jo how come?

When I signed up for Internet with bt, it was a welcome extra as I was quite happy with the deal I was getting. Just not sure if it's £75 or £150 but either way I'm happy :j:j

DawnW

Morning all
Thanks for starting us off Ziggy
Hope you feel better soon Bobarella. Do take care
Well done on the Sainsburys voucher Jojo

For me today:
Check banks Done

Meals from stores Done

Batch cooking to use up items in the fridge OH decided he wanted to go out, and then I got involved with decluttering so didn't get to this. Must do it tomorrow though!

Cleaning - I have lots of crumbs left by baby GD yesterday, especially from a scone she claimed ownership of. I thought she might like a bite, but she grabbed it and ate the whole thing :rotfl: Done

Decluttering - I am determined to tackle those trunks in the bedrooms today. I dread to think what might be hiding in those :eek: Seriously, I am really enjoying getting rid of carp and making the place look less cluttered. I am an antiques / vintage / junk dealer, which is an occupation that doesn't lend itself to minimalism, and I don't like great big empty spaces anyway, feels cold to me. But it is very satisfying to question why you have specific things (or in my case multiples of things), sell extras or donate them to family if they want them, or to others via the charity shop or freecycle etc, to know where everything is and be able to close cupboards, drawers etc properly Did the trunks, 2 bags have gone to the charity shop and a freecycler is supposed to be collecting 2 more. Also did my bedside cabinet and some drawers in the kitchen

Right, better get to it, but more coffee needed first I think!

lonestarsky

Morning all

Ziggy - thanks for starting the thread
Bobarella - hope you're feeling better soon
Jojo - wow, that's a brilliant voucher!
Dawn - love baby GD's style :rotfl:

Today's list:

• Breakfast was what was left lurking in the fridge - the remains of a yoghurt plus a kiwi fruit
• Lunch - more of what was lurking, a few salad bits plus a tin of tuna from stores
• Grocery shop tonight, won't be massive but enough to get us through to the start of next week
• Check swagbucks and onepoll
• 10 minute tidy up - hallway tonight, plus I didn't have time to do spare room last night will do it tonight aswell
• Pub quiz night - I'll be driving so will drink water. Think it might be my turn to pay for the team so will do that plus buy a couple of raffle tickets
• Check banking
• Check credit card as a couple of things have been bought on it and will need paid
• Try and read some of this month's Writing Magazine - it arrived yesterday but I never got time

And that's it! I'm going to copy Dawn and head off in the direction of the coffee. Have a nice Thursday everyone

allydowd

Morning DFW-Jedis,

Well, life goes on, as does the almost everlasting quest for solvency and sanity. Today will be spent relaxing and trying not to spend too much. Yesterday I managed to deal with a few things I've been avoiding, took a lot of effort!

Thanks for the starter, Ziggy. Take care Bobarella.

I have taken to doing the housework alongside the daily sorting out of things. I start in one room and, I not only clean it, but deal with anything that needs doing in that room while I'm there. eg I clean the study and then do the filing or pack up a parcel.

The List


:starmod: Check online banking and reconcile monies. Done.

:starmod: Do i-Say surveys.

:starmod: Turn off electric alarm clock at the wall til tonight.

:starmod: Read news online instead of buying a paper.

:starmod: Go for a run if and when the pavement defrosts.

:starmod: Sold old, extinct, laptop on eBay. :j Take for posting.

:starmod: Watch DVD from the bottomless pit (aka the DVD cupboard).

:starmod: Download a tv show at the library on their WiFi.



Freebies

:starmod: Free Aveeno moisturiser sample via Facebook: (Link)

Well that's me for today. Good luck on your quests, Jedis.


MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link )
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Toluna ( Link )
  
• TopCashBack ( Link)

MinnieMousesMummy

Good morning, Ziggy - Thanks for starting the thread this morning.

I'm feeling rather tired today due to a sleepless night. Despite us all being under the weather things are looking up for us this week, as dh starts a new job tomorrow (only 2 nights but better than nothing) and I have an interview tomorrow.

My list for today:

• Decide on what needs to be done today Done
• Find paperwork for tomorrows interview Done
• Photocopy the paperwork for tomorrow Done
• Feed animals and collect eggs Done
• Check online banking Done
• Do some course work Done
• Get rid of 100 emails Done
• Look into Tesco Boost Done
• Chase up payment from client Done, Just hoping I now get payment
• Do check up on benefits to see if there is anything that I can claim (I hate doing this but we are really starting to struggle) Done, I have a couple of phone calls that I now need to make.
• Spend an hour on office work Done
• Do some surveys Done
• All meals from stores Done for B & L, Decided to use a voucher and get a take away pizza for dinner
• Check the job centre and apply for 3 jobs Done, I only applied for one as there was nothing else suitable
• Sort out Avon account Done
• Place Avon order Done
• Sort out Avon paperwork Done
• Check superpoints, swagbucks Done
• Check freepostcodelottery Done
• Get a quick shower Done

I think that is everything that I need to achieve today. Hope everyone has a good Thursday x


21:40 - Today has been a rather busy but I have managed to do everything that was on my list, therefore I think it is time to get an early night as feeling shattered.

findingthisdifficult

Today should be my first NSD for over a week since I had an op, finally caught up on the meal plan.

I'm still recovering from the op, my to do list today:

Make a pile of washing for hubby to bring downstairs to the washing machine
Check free postcode lottery
Check bank
Watch TV
Take dog for slow walk with the hubby when he finishes work
Put washing away
Number crunching

Not a lot but I wanted to contribute this thread.