How long does it take to remove CCJ issued incorrectly

pocket_poppet

Hello - my daughter and her partner have been looking for a new house, they have found the one of their dreams have saved hard and on the day they were to sign the paper work for their mortgage it was refused because her partner had a CCJ showing up on the credit searches.against him. Some years ago before he met my daughter got behind with a payment for a mobile phone company this was sold to a debt company. His grandfather paid the debt up in full, and he paid him back weekly. then forgot about it as all paid up years ago. but it is showing that in August this year a CCJ was issued, no one has ever received any letters or correspondence at all at any of his previous addresses regarding a court appearance. We have sent a letter to the Halifax bank to get a copy of the original cheque and a copy of the bank statement to show that it was actually cashed (his father had a receipt but cant find it) and we are still waiting for this, but in the meantime they are going to loose the house through no fault of their own, has anyone got any idea what we have to do and how long it will take ? they are heart broken, by the way the CCJ only shows up on one credit search the other main one says his credit is good. Can they get any compensation for this if they do loose the house as this has caused so much stress, if anyone can help i would appreciate it. Thank you

pocket_poppet

I forgot to ask in my post above does anyone know what we have to do ?

Thrugelmir

Unless there are firm grounds to appeal on then there's little to say.

fermi

Factsheet with useful info here ---> County Court - how to set aside a judgment