Buildings insurance - environmental report issue

Mummy_Bean

So in process of buying my late grandmothers house...were pretty much at exchange and I need to sort out the buildings insurance. Problem is the environmental report says there is high risk of surface flooding and ground subsidence - I am not worried about either my grandmother had lived here for 50+years and never had any problems-i also know a few of the neighbours none of which have had issues.

But how do i get insurance ? On the comparison sites it just asks 'has there been any flooding/subsidence' in the past X years - which the answer is no, but if I go ahead and get one of the policies and I ever need to claim will it be void if they find out about this report??

G_M

Mummy_Bean wrote: »

On the comparison sites it just asks 'has there been any flooding/subsidence' in the past X years - which the answer is no, but if I go ahead and get one of the policies and I ever need to claim will it be void if they find out about this report??

The question refers to the property. Not the surrounding area. Nor does it refer to a perceived risk indicatd by a report(eg environmental).

So. Has the property ever been flooded? Has the property suffered from subsidence?

If yes, consult an insurance broker. If no, identify a policy via a comparison site, then buy it via a cashback site (first double checking all the T&Cs of the policy on the specific insurer's website.)