Life advice needed.

FatVonD

Another here saying off cuts but you don't even have to fit them. When I was growing up nobody had fitted carpets, you had a couple of feet of floorboards all round.

Re the cooker, could you afford to buy a slow cooker for the time being? You could probably find one for £20 new.

Jojo_the_Tightfisted

I got a perfectly good bed frame for £30 from the Co-op bed website, a slow cooker for a fiver for a charity shop, a huge thick rug for £38 from Argos and I gave my cooker away when I moved because this has a fitted kitchen. The toaster and kettle cost £18 for a posh looking one, the microwave £22 from sainsburys.

I still don't have carpet in my bedroom after five years. It's not the end of the world.

jackyann

So sorry you are in this situation, and I agree with other posters.

For now - do explain to the children (depending on age) and ask for their co-operation in living frugally so you can do this stuff and not get into any more debt. Plenty of people on here who have been through this and there are ideas on other parts of the Forum.

I wonder how old the children are and if you can talk to your Health Visitor or Children's Centre, or if there is a Family Support worker at your children's school.

All of these people can tap into local charities and grant- making organisations who may be able to help out with carpets or beds. I have lived & worked in places where furniture etc. was made available at very low cost.

You might also consider the Food Bank. Local guidelines vary, but some will give you one or two vouchers to help tide you over when you need to buy necessities.

I am not sure how much the debt is a problem now - or if you are broke because you paid it off. If it's an on-going problem consider CAB or a local agency / charity who can help negotiate debt. I have lived in places where local churches are involved in this.

sheetpum

try to buy good things at cheap price buy online its cheap than a showrooms price.