Are noddle and experian credit scores approx the same?

sillyspendy

I know the scores mean nothing but purely out of interest is a rating of 600 on noddle going to be 600 on experian or do they have totally different numbers against poor, very poor etc

Hazzinho

Totally random, one could give you an excellent score and the other poor.

sillyspendy

They seem to be quite consistent for me as both mark me as poor but I don't know the actual score for my noddle one.

Whereas my husband has noddle but hasn't paid and doesn't want the hassle of the pin and waiting five days for an experian one so we were trying to figure it between us.

Tixy

Each credit reference agency will generally hold slightly different information about you. As many lenders / potential lenders will only report to/search 1 or 2 of the 2 credit reference agencies.

The interpretation of that differing data will be done is a broadly similar way.

However the scales are different across the different agencies.
Wise for your husband not to bother paying for a score, but also wise for him (and you) to get a copy of your statutory credit files from each agency.