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Student credit card

Hi,

I would like to know if I should cancel my student credit card from NatWest. It was opened with my student account in 2010.

Now have an graduate account with NatWest with £500 0% overdraft(Not touched).

CC it only has £500 limit. Was used and paid off in full all the time.

Now I have an HSBC credit card with £1500 limit, so was thinking of cancelling the Student card?

Would like to know your views on this?

Comments

  • It doesn't matter.
  • CLAPTON
    CLAPTON Posts: 41,865
    10,000 Posts Combo Breaker
    Forumite
    MrLooper wrote: »
    Hi,

    I would like to know if I should cancel my student credit card from NatWest. It was opened with my student account in 2010.

    Now have an graduate account with NatWest with £500 0% overdraft(Not touched).

    CC it only has £500 limit. Was used and paid off in full all the time.

    Now I have an HSBC credit card with £1500 limit, so was thinking of cancelling the Student card?

    Would like to know your views on this?

    if you have a decent income, why not apply for a card with some benefits
    and it makes sense to have a couple in case one is rejected at an inconvenient occasion
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  • I'd do what CLAPTON's said. Cancel it, and apply for a prime card that has cashback/rewards etc.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
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