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balance transfer needed but unemployed.
steelcity69
Posts: 4
Newbie
in Credit cards
barclaycard near its limit of £800 but im unemployed didnt expect to be out so long,can i get a balance transfer in this situation.I bank with the coop.
0
Comments
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It is very likely you will struggle. What income do you have currently? JSA?
Some providers will ask for household income as well as applicant's income, which may help. Do you have a partner/spouse that is earning?A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
I'd be more worried about the fact that you're struggling to pay off an £800 debt.
Only real advice here is that you need to really hunt for a job.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
all i want to know is it possible to do...dont need judgements on my situation...
i am job hunting but was hoping to get the credit card down via a balance transfer0 -
steelcity69 wrote: »all i want to know is it possible to do...dont need judgements on my situation...
i am job hunting but was hoping to get the credit card down via a balance transfer
What's the interest rate on your current card?
You'll struggle. You could try and apply for one, that's the only way you'll really find out. One might give you a £500-1000 limit, others might say no.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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