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Nearly At The Big 50

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:eek:
This year its my 50th Birthday.
I've been trawling this site and have done the relevant "what I maybe entitled to" forms etc. It seems not anything other than what I'm getting now.
So are there any Money Savings to be made when hitting the big 50. Or any hints and tips anyone may have that I haven't come across yet.
I've checked savings, utilities, glasses and all the other things that are relevant to me. But there's nothing much more than at 49. Am I missing something?
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  • zygurat789
    zygurat789 Posts: 4,263 Forumite
    Part of the Furniture Combo Breaker
    edited 12 January 2024 at 8:41PM
    :eek:
    This year its my 50th Birthday.
    I've been trawling this site and have done the relevant "what I maybe entitled to" forms etc. It seems not anything other than what I'm getting now.
    So are there any Money Savings to be made when hitting the big 50. Or any hints and tips anyone may have that I haven't come across yet.
    I've checked savings, utilities, glasses and all the other things that are relevant to me. But there's nothing much more than at 49. Am I missing something?

    This used to be Over 60s Money saving but some people obviously felt excluded and wanted it changed to Over 50s, as if that would be of more use to them. The moderators, not realising the uselessness of the move, because they are nowhere near 60, organised a vote. As with all votes the people who voted were thiose who wanted the change.
    So we now have a very misleading heading to the board, people like yourself who come here looking are left frustrated and disappointed.
    Sorry you have another 15 years to wait because everyone is now catching on that pensioners are starting latersoon to be 66 and basically that's why and when most of the perks kick
    The only thing that is constant is change.
  • Farway
    Farway Posts: 14,704 Forumite
    Part of the Furniture 10,000 Posts Homepage Hero Name Dropper
    You are not missing anything, give it another 15 years and you may qualify for something, assuming by then the government, of any, and all, colour has not increased retirement age to 90

    You may find some commercial companies have "over 50" discounts but depends on area & if of interest of course
    Eight out of ten owners who expressed a preference said their cats preferred other peoples gardens
  • Thanks all. I'll go back to the OS threads.
  • teddysmum
    teddysmum Posts: 9,521 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you look old you may be able to get away with pensioner discount cards at restaurants/pubs, as the ones we've used have not asked for proof of age.
  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well, you will qualify for over 50s insurance... which might come in a tad cheaper eg Rias.
    Or perhaps Saga- holidays, magazine, insurance..?
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • Zanderman
    Zanderman Posts: 4,885 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Katiehound wrote: »
    Or perhaps Saga- holidays, magazine, insurance..?

    Don't sign up to Saga unless you want to feel much much older!

    Holidays - at 50 you'll be the youngest by far. Stay young and don't go (not yet anyway!)

    Magazine - 20% editorial and 80% advertising for walk-in baths, stair lifts and recliner chairs. Rather depressing.

    Insurance - this may or may not be competitive, I've never tried it.
  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    With Saga holidays it very much depends where you go! If you go long haul the folk will generally be the "go getters" if not that young certainly young in spirit.However if you choose the "stay in UK activity holidays" which use college/uni accommodation they will be the oldies!

    Some handy articles in the Saga magazine. I think it is a great read- I omit all the advertising rubbish! Some years ago they had a lifetime subscription offer which I took- I think they might be paying me to have it ! it turned out to be a bargain.

    This year I have both Saga house insurance and car insurance- both were competitively priced but when renewal time arrives I shall be shopping around (of course!)
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • Don't forget the Saga cc which is equivalent to a Halifax Clarity card when getting cash abroad in local currency. Only for the over 50's
  • teddysmum
    teddysmum Posts: 9,521 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Saga insurance is fussy about the cars it will insure. Having got a good deal for my old mark one Fiat Punto, my husband enquired for his mark 3 Punto Sporting (not even a Grande), but was told that they couldn't accept the latter as it is the Sporting model.( No gadabout OAPs allowed?)
  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Saga credit card is commission free for Europe, Halifax Clarity is worldwide commission free.
    (Unless their conditions have changed recently!)
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
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