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debt collectors

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have paid off credit card in 2006 with one off payment as requested never heard anything for over 6 months now it has been passed to debt collectors and they want another£780 faxed all info back to them explaining my husbad very sick and they need to deal with me , had no written response from them but they constantly ring his mobile 5/6 times a day any help would be appreciated :j

Comments

  • see the cab who can help you. DCA's are not allowed to harrass you so if you repost on the debt wanabee board someone who be able to elaborate on this
  • liney
    liney Posts: 5,121 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Firstly, tell them that you will only communicate with them in writing, and if they continue illegally harassing you then you will be forced to take matters further.

    Secondly, who did you pay the one off payment to? The lender, or another debt collector as a 'special deal' pay half and we'll wipe the rest kind of arrangment?
    "On behalf of teachers, I'd like to dedicate this award to Michael Gove and I mean dedicate in the Anglo Saxon sense which means insert roughly into the anus of." My hero, Mr Steer.
  • holty_2
    holty_2 Posts: 12 Forumite
    liney wrote: »
    Firstly, tell them that you will only communicate with them in writing, and if they continue illegally harassing you then you will be forced to take matters further.

    Secondly, who did you pay the one off payment to? The lender, or another debt collector as a 'special deal' pay half and we'll wipe the rest kind of arrangment?


    was through a solicitors of theres but had to pay to capquest debt recovery and its them who are harassing my husband
  • I would ask your question on the Debtfree Wannabe board, as they know all about the legal stuff to do with debt collectors and unacknowledged debt etc. I think they have a template letter you could send...
  • suffolkb
    suffolkb Posts: 1,299 Forumite
    Have a look at https://www.consumeractiongroup.com .Click on customer forums and scroll down to the debt collectors section. Lots of good advice and letters to send to stop the `phone harassment.
    Good luck.
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