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Diary of my new life !!!

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  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Right have unpacked everything, put some washing on, done ds tea, put the heating on for the first time ;) and have completed all the surveys I had been sent in the last couple of days (anything to try and claw back some pennies :rolleyes: ) ... have also found my library books that I'd forgotten I'd got and checked online and I curently owe £4.50 in overdue fines :mad: :mad: I have renewed them anyway online but will try and remember to take them back tomorrow ;):D
    Soon time to sit down and sort out my money, its going to be tricky because my pay wasn't right last month and I'm just hoping they sort it out this month :rolleyes: Should mean I get some extra money but it won't be enough to cover what I've been spending recently :o:o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Well, I've checked it all and it doesn't look good :o:o
    It seems like so far I've got -£384 in my account :eek: :eek: :eek: ... tomorrow I need to pay in the Tesco cheque and the pc world cheque and a bag of 20p's, so £70 in total to pay in, so then it will be -£314 :o:o I should hopefully get about £150 extra on payday to make up for last month error, so that would make it -£164, which I can't really explain away :o:o + we've still got another week until payday :o:o:o
    I've got £10 in my purse (but need to pay library fines and post ebay item), and should only need to buy bread and milk foodwise and shouldn't need any more petrol.
    So, the £164 I need to find will come from AQA ... I already have enough money coming next month to cover my £200 mortgage pot (quidco / topcashback etc), so my AQA money can go towards the overdraft.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • mae
    mae Posts: 1,516 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awe you work so hard at keeping on track... I know its not what you want being overdrawn but at least you've got a plan and you're still in control thats the main thing?!...

    Would it help you to add your AQA earnings as number 5 on your signature so you have got an easy record... or is that me just being nosy and wanting to know how the AQA is going :o:o;)
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I may add my AQA earnings on my signature ... I've done £3 so far tonight which taked me up to £88 this month so far :beer:
    My signature could do with an update really as the competition aim isn't happening at all anymore as I would rather spend my time doing aqa where at least I know I'm guaranteed a return ... okay, will be back in a minute ...
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Okay I've updated it ... I deleted the competition bit and added the aqa bit.
    At the start of the year I had a couple of other aims too ... to complete the London marathon and to get a reply in a thread from Martin ;) ... luckily I have done both and am on track to meet the others in my signature (no target for £2 coins) :T :T :T
    Time to start thinking about 2008's aims .... :rolleyes: :rolleyes: :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Oops ... just realised I have already met all the ones in my signature :j :j :j
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Fantastic going :D
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • mae
    mae Posts: 1,516 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :dance: Well done you.

    It just shows how a diary can help keep your aims and goals on track.

    I think I may do one for the new year it would do me good to set some goals. I'm not doing badly but I know I could do soooo much more. I might pass on the London Marathon though :o
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Today ds has woken up with a really chesty cough :rolleyes: :rolleyes: We'll probably have quite a lazy day today anyway. I've figured out why I'm so short of money this month too, I haven't let the tax credit people know I left my old job :o:o I am earning less in this new job, but now with the AQA it shouldn't be much different, but I should still call them today and update the situation with them.

    Today I need to :
    • Pay in cheques at the bank
    • Return library books
    • Post ebay item
    • Post a letter
    • Decide what I'm buying all the people left on my Xmas list
    • Collect some photos for grandparents pressie (see below)
    When I went to a friends house the other day she had her weding photos done in a book, not a photo album but one of those properly printed books. I looked at Photoboxs website and they are doing 2 for 1 till the end of the month, so I'm going to collect loads of family pikkies together from my sister / aunt and do one for my grandparents and do another one for my parents of all their grandchildren. They will work out about £15 each and I can go through Quidco too ;):D

    I might take ds to the local softplay place later and then I can sit with a coffee and write out all my xmas stuff while he plays :D

    Have a good day everyone!!
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi benben hope your little fella feels better soon. Benylin (sp?) is very good. I love reading your posts you are such an inspiration. Enjoy your day. XX
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
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