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Diary of my new life !!!

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  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning everyone :D we didn't get our shoeboxes done yesterday in the end, so thats on the list for today ;) not sure what else we're up to today, might go up the forest I think :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Hi BenBenandme.

    I am still avidly watching your posts on this thread and really enjoying. :beer:
    2010 - Goals

    1. on the long road to hopefully adopting a child - Home Visit 3 Feb 2010

    2. Planning to clear my credit card debt.

    3. lose weight.


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi BenBenandme.

    I am still avidly watching your posts on this thread and really enjoying. :beer:

    Me too! But I really need to get out more...:rotfl: :o
    2023: the year I get to buy a car
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    KC ... doesn't the new mfit chart look great ??? :beer: Wonder if theres anyway of doing a similar one for the dfw's?? :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh, that would be good! I'd hate to be the one to do it tho, TallGirl is amazing.
    2023: the year I get to buy a car
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Yeah she is, God bless her :beer: I love it when we've got a new chart coming out, amazing to think how much has been paid off already too. :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • mae
    mae Posts: 1,516 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    KC ... doesn't the new mfit chart look great ??? :beer: Wonder if theres anyway of doing a similar one for the dfw's?? :rolleyes:

    I thought I spent far too much time on these boards but obviously not enough. Whats an mfit chart? :o
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    mfit = mortgage free in three chart, on the mortgage free board some of us are in a challenge to try and reduce our mortgages in 3 years. Some are aiming to pay theirs off completely, some are aiming to reduce theirs by a certain amount ... one person produces a chart to keep track of all our progress, its fab!! Its really motivating to know others are doing the same and we're all supporting each other. It started because of the dfw board ... we all wanted the same kind of challenges and support as you guys have here ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • mae
    mae Posts: 1,516 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks for the explanation benben. I would love to join that challenge but it will have to wait for now although I have an interview this week for a new job so maybe if I got that I could think about it as at the moment my mortgage is on interest only :eek:

    Don't know if there is something wrong with the site this morning but I have posted a couple things on your thread this morning and they are not showing up. Or maybe its just me :o

    Anyway as I've probably said before I really admire all your a doing. You are only bringing in one wage and you are still managing over payments to your mortagage I take my hat off to you and your determination and positivity :T
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thank you Mae I really appreciate that :beer: Its strange, even though I've only got one wage now I'm in a better financial possition than when I was with my ex. He earned good money but he just spent it all over the place .... he'd think nothing of getting 3 or 4 cabs a week whereas I haven't got one for over 2 years ;) His logic was "I can afford it cos I earn good money" unfortunately he never stopped to think how much he'd already spent on other things he thought he "deserved" cos he worked hard :rolleyes: ... theres only so many xboxes / psps / gadgets & the associated games / magazines / accessories that one person needs :rolleyes:
    I'm lucky that my parents gave me a good understanding of money when I was younger and I am not really very materialistic ... I am really motivated to get my mortgage lower and don't see it as a hardship, rather that those of us on this site are the lucky ones because we've figured our finances :money: so thank you Martin and thank you everyone who posts on here for supporting each other and for making me realise I'm not the only freak who sees their financial situation as a hobby :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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