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Diary of my new life !!!

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  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Spud ... the one I use most is at www.quote-engine.com/mortgage-payments-calculator.html ... it is an amortization (?) one, so shows you what the balance will be every month ;):o ... I also use the one at www.smile.co.uk/servlet/ContentServer? ... hope they help :D If not, have a look on the mortgage free board and there is a sticky at the top with loads of them on :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • spud30
    spud30 Posts: 16,872 Forumite
    Thanks for that Benben. DH and I just spent several hours playing with figures, and possible overpayments.

    He seems to have had a mini lightbulb moment this afternoon, so we have decided to try and make small overpayments every month. Even £10 per month could save us over £2,000 in interest (we're on a SVR and cant swap to a fixed rate)
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Its a great motivator isn't it Spud :D

    I've just relisted the wiifit as I haven't heard anything back from them :mad: but I managed to get it on a 24 hr listing this time, so this time tomorrow I should hopefully have a new buyer for it :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Good luck with getting the wiifit sorted - that £105 would have been fantastic!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • spud30
    spud30 Posts: 16,872 Forumite
    Its a great motivator isn't it Spud :D

    I've just relisted the wiifit as I haven't heard anything back from them :mad: but I managed to get it on a 24 hr listing this time, so this time tomorrow I should hopefully have a new buyer for it :D

    It is hun. We even discussed getting rid of Sky :eek:

    Good luck with selling the WiiFit :D
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I would love to be able to use the mortgage overpayment thingy, but as my mortgage is about the lowest APR debt we have, and is on a fixed rate, it makes far far more sense to get rid of the other debt first.

    But I can't wait until I can make those overpayments once the debts have gone!!! Bring it on!!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    :mad: :mad: :mad: Ebay rant alert ahead ..... :mad: :mad: :mad:

    Why are they so @@@@ing useless?? I relisted the wiifit three and a half hours ago and its still not showing up in the searches :mad: :mad: I have checked and rechecked by clicking on one of my other items and clicking "se other items from this seller" and it doesnt show up. I checked their "help":rolleyes: pages and it says it can take several hours but the listing time will commence from when it is live on searches, but on the my ebay page it says theres 20hrs 30mins left ... why should we have to pay for a 24 listing that is only really 20 hrs or less?? and by the time it is viewable on there I will have missed the busy sunday teatime viewers :mad: :mad: :mad:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    You have every right to be jarred off (putting it politely).

    So here is a few :mad: :mad: :mad: :mad: :mad: from me too xxx
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,350 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I've sent ebay a rather snotty email, there is 19.5 hrs left for the listing and its still not visible :mad: :mad: utterly useless :rolleyes: :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    That is cr*p - they should give you a free day.
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