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Diary of my new life !!!

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  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Morning :D:D

    Checked bank aco!!!!s and I have been paid £11 for a mystery shop today so thats moved over to the mortgage pot. In total now I have paid £4093 in overpayments which has saved me a total of nearly £11k in interest :j :j
    Have a good day everyone !!! :D
    Wow, that's brilliant! What a massive saving you've made.

    Had to have a little chuckle at your typo (sorry :D) that the swear filter seems to have taken issue with....! :rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Been to Sainsburys and spent £27 :eek: although £14 of that was mothers day stuff. Also spent £15 on petrol but I can claim that back from work as its to get me to my training tomorrow.
    Still haven't hear anymore about the ebay parcel that hasn't turned up, she said she'd give it till today so I thought I would have had one way or the other by now :confused: I'll be so miffed if it has got lost as I have searched everywhere for the postage receipt but I think it must have been binned when I tidied at the weekend :confused: ... that'll teach me to tidy, much more sense to leave it messy then things don't get lost ;):D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Hello all ... today I've been on another training course, this one was quite interesting though so that was good ;) Still no news on the missing ebay item, hoping no news is good news :rolleyes: :D

    Another £11 in my account for another mystery shop today, no prizes for guessing where thats gone ;) I'm hoping some of my other ebay bits sell soon, they all have watchers but are all buy-it-nows :rolleyes:

    An early night is needed tonight as I'm knackered :o Once ds is in bed I'm going to have a mooch around on here then a bath and bed :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    That mortgage pot is really coming along well!

    :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Its payday tomorrow so tonight I am going to check all the accounts and see where we're at before the new month starts :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Hi Benben

    I'm glad that everything's going well for you at the moment. :) I can't believe you've shaved so much off your mortgage already!! :D

    Sorry I haven't posted much on here recently, I have been following your thread daily however things have been rather hectic...

    How's DS doing at school at the moment?
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thank you Marc ... ds had been having a really good week this week until today when he kicked the teacher :o:o no idea why, nothing significantly different to any other day :o It is parents evening again on tuesday, I know she's not gonna tell me anything new as I see her almost every day for a progress update anyway, but at least I'll get to see some of his work :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Payday!!! :j :j :j For some reason its £10 less than normal, will have to check my payslip when I get to work :confused: Other than that, I have already moved the £100 I save into the mortgage pot which has knocked another month off the total :j :j
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • I would never have thought about using any spare money to shave years off your mortgage. I'd have let it stagnate in a dormant account or, worse still, just spent the cash.

    This way, the day you finally pay it off edges closer and closer every time you pay anything in so it's almost like a ticker at the bottom of your post with the magic day approaching.

    Great idea, well carried out...:D
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I survived the dentist :j :j I was very good and didn't cancel the appointment ;) I need to have a crown and 4 fillings :eek: :eek: I have made the next appointment (1 hour :eek: ) for a couple of weeks time where she is going to prepare the crown and do 2 of the fillings :o:o I celebrated my bravery with a packet of choccy buttons when I came out :D

    Financial stuff ... I took £20 out the cash machine this morning and have spent £1.20 on the car park at the dentist and £2.50 on lunch.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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