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default on credit report - advice please
Jelster112
Posts: 1 Newbie
Hi
my name is currently not on the mortgage even though I paid a substantial sum towards deposit because I have a default from Jan 2010 on my credit file. This was paid within months. However, we now want to add my name to the mortgage but am a little concerned as there is still 11 months left before default is removed. Is there any point in us approaching Barclays to have my name added? Wondered if anyone else has a similar situation and can advise?
my name is currently not on the mortgage even though I paid a substantial sum towards deposit because I have a default from Jan 2010 on my credit file. This was paid within months. However, we now want to add my name to the mortgage but am a little concerned as there is still 11 months left before default is removed. Is there any point in us approaching Barclays to have my name added? Wondered if anyone else has a similar situation and can advise?
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