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Who is supposed to underwrite/guarantee the care home fees

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  • missile
    missile Posts: 11,774 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    laespanola wrote: »
    Thank you to all who replied. Good news, the local authority has agreed to make a deferred loan for fees allowing me to be bypassed - which was the correct decision.
    Glad to hear this issue has been resolved.
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • sheep-ali
    sheep-ali Posts: 573 Forumite
    scotsbob wrote: »
    That seems a lot when presented as the per week charge.


    If 24/7 care means someone is in the home for 168 hours a week then it averages out at about £10.50 an hour.


    Considering that during the night people would be paid time and a half, or even double time. Then an average of £10.50 an hour doesn't seem unreasonable.

    When you break it down like that , I agree that it does not seem unreasonable. It was just that as a weekly rate it seemed to be an incredible amount.
  • C_Mababejive
    C_Mababejive Posts: 11,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There is definitely a care home apartheid in place and i suppose,why shouldnt there be?

    As my work takes me around a lot.i can say i have worked in private care homes which are pretty poor. Residents all sat round a tv all day in high chairs..i remember being in a kitchen when food was being prepared and the owner telling off one of the staff for putting too much orange juice in a jug. It was the cheap stuff you top up with water. He wanted more water in it !

    I have also been in the deluxe version for the middle classes and better off. They are like luxury hotels with open spaces, shared areas, atriums, gardens,day to day activities..trips out.very comfy private rooms..i could live in one !

    Should the aged poor be forced to live in low grade slum conditions whilst the state pays a good amount of money and relatives sometimes have to top up and all to line the pockets of rachmann style landlords who run these places? Some are nothing more than dying houses,,places of extreme misery. I'd rather walk under a train (or similar) and i hope i have the courage to do so..
    Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
  • cupcake4
    cupcake4 Posts: 457 Forumite
    I've been Money Tipped!
    My mum elected to go into a private BUPA Nursing Home for 6 weeks after her fifth hip replacement - she is 84.
    The 'Nursing Home' charges her £950 a week which she has paid for out of her small savings.
    My sister visited several Nursing Homes prior to choosing this one for Mum - she was taken in by the lovely Reception area and lounge etc.
    After a few weeks, Mum could tell a different story - she is one of the few able minded patients there, so can speak up for herself.
    2 carers to wash 32 patients - she can't get washed till 11a.m, despite continually asking.
    She says that if they could squeeze another fee paying person they would.
    Supper is 5 p.m., nothing after that till the morning, despite the fact that she needs to eat little and often.
    She can't wait to get home - what about the poor patients who cannot speak up for themselves.
    I think these so called 'Nursing Homes' rely, to a great extent, on getting away with as little as they can do.
    AND, this is the private sector
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    cupcake4 wrote: »
    My mum elected to go into a private BUPA Nursing Home for 6 weeks after her fifth hip replacement - she is 84.
    The 'Nursing Home' charges her £950 a week which she has paid for out of her small savings.
    My sister visited several Nursing Homes prior to choosing this one for Mum - she was taken in by the lovely Reception area and lounge etc.
    After a few weeks, Mum could tell a different story - she is one of the few able minded patients there, so can speak up for herself.
    2 carers to wash 32 patients - she can't get washed till 11a.m, despite continually asking.
    She says that if they could squeeze another fee paying person they would.
    Supper is 5 p.m., nothing after that till the morning, despite the fact that she needs to eat little and often.
    She can't wait to get home - what about the poor patients who cannot speak up for themselves.
    I think these so called 'Nursing Homes' rely, to a great extent, on getting away with as little as they can do.
    AND, this is the private sector

    Realistically, was a BUPA care home the right place for someone following a repeat hip replacement? Shouldn't she have gone to a 'step-down' or rehab stay, to help her to regain mobility and recover from the surgery?
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    cupcake4 wrote: »
    My sister visited several Nursing Homes prior to choosing this one for Mum - she was taken in by the lovely Reception area and lounge etc.
    After a few weeks, Mum could tell a different story - she is one of the few able minded patients there, so can speak up for herself.
    2 carers to wash 32 patients - she can't get washed till 11a.m, despite continually asking.
    Supper is 5 p.m., nothing after that till the morning, despite the fact that she needs to eat little and often.

    Two of the 'best' homes in our area (according to the reports) are like 5* hotels when you look round them - everything is new and smart and the chefs are supposedly cordon bleu.

    The reality of living in them (and they charge over £1k a week) is very different. The money all goes on the glamour - the staff are poorly paid and there is a very high turnover, only the absolute minimum are on duty at any one time and the management treat the residents like naughty school children.

    I don't understand why they have any residents except that the management are very good at 'talking the talk'.
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