Worldwide travel card stumped, help!!!!

grumbler

King_Of_Fools wrote: »

It is worth saying that most credit cards (even if they charge a currency conversion fee) would still be better value than most bureau de change rates.

However, rates available online are much better (~1.5-2%):

• TravelMoneyMax.com Find the cheapest online holiday cash

chattychappy

King_Of_Fools wrote: »

It is worth saying that most credit cards (even if they charge a currency conversion fee) would still be better value than most bureau de change rates.

HSBC Premier seems to charge a 2.99% fee - as a quick example the Post Office charges the equivalent of up to 5%.

But some of those countries are cash economies - the OP could do with a cheap way of drawing cash. Expensive on most credit cards.

bouncydog1

Couldn't you put your occupation down as retired and income from savings or speak to the Halifax Clarity team on the telephone and arrange to move some of your savings from HSBC. You could set up a regular account with Halifax and transfer your money as income on a monthly basis from HSBC?

I only suggest Halifax as they have one of the best (if not the best) fx rates. I've always found the team excellent to deal with on the telephone - very helpful.

grumbler

bouncydog1 wrote: »

... You could set up a regular account with Halifax and transfer your money as income on a monthly basis from HSBC?....

What matters for credit applications it the actual income that you can declare, not some 'transfers'.

plunt

hmmm could you count your interest & dividend received as income.... N&P gold current account has always been great for me