Iva finished what now ????

VictoriaPlum81

Hi looking for some advice. Started my IVA June 2008 , it is now complete and at the end of last year I received my completion letter/certificate. Now I'm looking to try and repair my credit.

So it's nearly 7 years since I started it , I am going to credit check myself with Experian, but should this have come off my credit file now ???

Do I need to contact the credit agencies and give them a copy of my letter/completion cert , if so which are they , I know of Experian , but any others ???

Also what is the best way to try and rebuild my credit , I've heared of people getting a credit card to use for food/petrol then fully pay need of each month , what are the best ones to apply for ???

Any help would be great thanks

Thrugelmir

Learn to save before spending. As far as credit file is concerned it'll heal itself. If you just act responsibly.