Aqua classic

Julesiep

So a year after becoming debt free I am starting to see the defaults fall off my credit file. In the next few months the rest and the CCJ will drop off. So I after a lot of reading on rebuilding my credit history I applied and was accepted for an aqua classic. I want to use this for six months at which point my file will no longer show evidence of my stupid past. But now I am physically shaking. I am so scared of even accidentally missing a payment let alone overspending again. Does it ever get any easier? I really hope I am doing the right thing

LplateSaver

Spend very little on it if you're worried. Set up a direct debit for that amount and make sure you have that amount in your account every month.

I started with a capital one (limit £200) 6 months ago, did my £90 grocery shop on it each month and paid off in full. Now moved on to a barclaycard :T

Oh started with an aqua card (limit £100) 6 months ago, he spent less about £35 per month on it paying off in full by direct debit each month and now he too has a barclaycard