Uninsured loss claim

Rambosmum

Anyone know how long an uninsured loss claim takes? I was rear ended and car written off on 19th November 2014, TP admitted liability and a week or 2 later I received the cheque for the write off, including my excess (as TP's insurer had admitted liability).

For other uninsured expenses I used my legal cover to claim for the uninsured losses - the hire car, collision damage waiver, some items damaged in the accident, the full tank of fuel I'd just put in and a minor P.I claim (little bit of whiplash, back and shoulder pain, now all good, lasted until just after Christmas). Any idea how long it'll take?

OnanTheBarbarian

Have you been sent for a medical exam by your appointed solicitors yet?

Rambosmum

Nope, they haven't even mentioned it.

InsideInsurance

Excluding the PI then it should have been measured in weeks or a couple of months tops given liability wasnt an issue. The PI however changes the whole thing, especially if you havent even had the medical yet etc.

Rambosmum

InsideInsurance wrote: »

Excluding the PI then it should have been measured in weeks or a couple of months tops given liability wasnt an issue. The PI however changes the whole thing, especially if you havent even had the medical yet etc.

Should I chase that then?

InsideInsurance

Rambosmum wrote: »

Should I chase that then?

When PI is involved the dynamics change. Whilst your representatives may be able to ask for a settlement towards these heads of claims the reality is that in most cases parties want things held back so that they can become a negotiation tool and also allows global offers to be made (ie all elements under 1 number rather than broken down)