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Where have my funds gone?

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Comments

  • jackerd1
    jackerd1 Posts: 11 Forumite
    edited 26 January 2015 at 4:36AM
    nidO wrote: »
    I think several people are missing the point here.

    The OP did a chargeback, the bank took the money back from the merchant.
    The chargeback got disputed, the merchant won.
    The merchant is now, separately, agreeing to directly refund the OP (per post #8), but are saying the funds charged back from them haven't yet been returned to them by the bank.

    So, it is the OP's concern because obviously the merchant will not directly refund the money to the OP until the merchant actually have the charged-back money back from the bank in order to refund it.

    So either:

    Whatever murky circumstances have led to the merchant defending the chargeback and then agreeing to refund the money directly aren't going as well as the OP hoped, and the merchant are lying about receiving the funds to cop out of having to refund them
    or
    The merchant haven't currently actually got the money they've agreed to refund, so it is very much in the interests of the OP to chase the bank about getting the merchant their money, so that the merchant can then refund it to the OP.


    You have understand my problem exactly.:T I have requested the merchant payment processor to double check with their bank(acquiring bank for me) for receipt of money back after they won the charge back...
  • Edi81
    Edi81 Posts: 1,515 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Wow Nido!

    Very impressed at your translation skills from gobbledygook to english.
  • Edi81 wrote: »
    Wow Nido!

    Very impressed at your translation skills from gobbledygook to english.


    Everyone can't be a born genius like you...:rotfl:

    Please don't Hijack the thread with your irrelevant comments.:A
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    jackerd1 wrote: »
    Everyone can't be a born genius like you...:rotfl:

    Please don't Hijack the thread with your irrelevant comments.:A

    It's really not irrelevant. Your post was difficult to understand, and your thread title makes no sense at all. That's why a number of us have asked questions in order to clarify the issue. I don't think nidO's summary would have been possible simply from your OP, it required the other information that had been established during the course of the thread.
  • bsms1147
    bsms1147 Posts: 2,296 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    "Where have my funds gone?"
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    bsms1147 wrote: »
    "Where have my funds gone?"

    ...is what it says now, but wasn't what it said before the title was edited (perhaps in between my post and yours, or perhaps the OP has just copied your words).
  • bsms1147
    bsms1147 Posts: 2,296 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    agrinnall wrote: »
    ...is what it says now, but wasn't what it said before the title was edited (perhaps in between my post and yours, or perhaps the OP has just copied your words).
    Yep, it's changed since I posted that.
This discussion has been closed.
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