Insurance Companies Getting too smart?

EdGasket

Yorkie1 wrote: »

Firstly it's insurance fraud, and if you were found out then you'd probably have the insurance cancelled -which would impact hugely long term as you'd have to declare this in future.

Secondly, as you've rung up they will have a record of the conversation and therefore your attempt to lie your way out if found out, wouldn't succeed anyway.

This year I just had to swallow the higher price (leaves a nasty taste though).
I was thinking of next year's renewal; just don't mention birth dates at all and if it is one day out so what? They would look stupid if it went to court over 1 day difference 50-odd years ago. Unfortunately this time, I was unable to find a better multi-car quote elsewhere although one wasn't too far off.

InsideInsurance

EdGasket wrote: »

This year I just had to swallow the higher price (leaves a nasty taste though).
I was thinking of next year's renewal; just don't mention birth dates at all and if it is one day out so what? They would look stupid if it went to court over 1 day difference 50-odd years ago. Unfortunately this time, I was unable to find a better multi-car quote elsewhere although one wasn't too far off.

Dont mention anything, just call them and say you've seen better prices online and whats the best they can do. They always beat their on online new customer prices when I did this anyway. That way no fraud is required.

EdGasket

InsideInsurance wrote: »

Dont mention anything, just call them and say you've seen better prices online and whats the best they can do. They always beat their on online new customer prices when I did this anyway. That way no fraud is required.

So do they ask for the company who is offering the better price and actually what you have been quoted?

InsideInsurance

EdGasket wrote: »

So do they ask for the company who is offering the better price and actually what you have been quoted?

Not always and even if they do I've always just given a vague answer that there were a couple of companies ive never heard of and would rather stick with them if they can get their price right