does changing bank account address affect direct debits and other bank payments?

so ive moved out from home and changed my bank account address just wondering does this affect direct debits if i have not changed the address on there end? or aslong as the sort code and account number is correct is that ok? i am in the proccess of changing my address for my direct debits just wondering more incase i dont do one in time or forget one thanks

Comments

  • lee111s
    lee111s Posts: 2,988 Forumite
    Eighth Anniversary Combo Breaker
    The DD's have nothing to do with your home address :)
  • thanks first time moving home and just wanted to make sure
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Some DDs would most likely be affected by a house move - such as your gas, water, electricity and council tax ones. You probably have to do a bit more than give your new address to most of these.
  • greenm121
    greenm121 Posts: 3 Newbie
    edited 22 January 2015 at 5:58PM
    i was living with parents before so all utilities are in there name and im setting up new ones its more my contract and i have a dd for an over payment of child tax credit aswel
  • DD's are purely based on your account number and sort code so unless you change these then the DD's wont change.

    Even if for some reason you were to change these then similar to the "account switching" process there is a facility for your bank to inform the companies collecting the DDs of the change and so you dont need to do anything but there is always a small risk of something going wrong.
  • pmduk
    pmduk Posts: 10,670 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Don't forget if the originators rely on mail for notifying you of date and amount changes you'll not receive these if you don't update the address at their end.
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