Default date and drop off date

Barpeeler

Hi guys

Just after a bit of advice, I have a defaulted account with Nat west. I was aware of this and have contacted them and they can't find my details and say account was sold, I lost all my details.

My question is: When will this drop off my report?

The date of default is 30-10-09

Will it be 6 years from this date? 30-10-15??

Thanks

fermi

Yes, 6 years from the recorded default date.

Experian and Callcredit drop them 6 years to the day, while Equifax can take several weeks to take them off but no more.

TWS89

fermi wrote: »

Yes, 6 years from the recorded default date.

Experian and Callcredit drop them 6 years to the day, while Equifax can take several weeks to take them off but no more.

Sorry to hi jack thread - But Call Credit reports to Noddle right? Just wondering as Experian isn't showing my defaulted accounts from May 09 but Noddle is?

Barpeeler

fermi wrote: »

Yes, 6 years from the recorded default date.

Experian and Callcredit drop them 6 years to the day, while Equifax can take several weeks to take them off but no more.

Just to check on closed accounts is it 6 years from the default date or from the "last updated" date?

Thanks again

fermi

On a defaulted account it's 6 years from the recorded original default date.