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Yorkshire Bank - "Have been referred?"

Just tried to switch two accounts to two Yorkshire Bank accounts for the 2 x £150 incentives. Everything went swimmingly, very nice man, until he did a credit cheque. He explained this "has been referred" and they will get back to me in a couple of days.

I do not have any loans etc, but I have made a lot of applications recently. Have I scuppered my chances by doing this do you think, or is there still hope?

Comments

  • Ed-1
    Ed-1 Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    eastofeden wrote: »
    Just tried to switch two accounts to two Yorkshire Bank accounts for the 2 x £150 incentives. Everything went swimmingly, very nice man, until he did a credit cheque. He explained this "has been referred" and they will get back to me in a couple of days.

    I do not have any loans etc, but I have made a lot of applications recently. Have I scuppered my chances by doing this do you think, or is there still hope?

    Depends on the underwriters' decision. I had one referred back in November and it took them 2 weeks to tell me they'd approved it.
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Will you get 2 x £150 ? I thought it was one payment per customer ?
  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    I was referred for mine too. I figured it was because I had opened the TSB accounts a few weeks earlier.

    While I did get the account, it made the process a pain. I was promised a call back after 2 days, didn't get one. I called maybe 9 or 10 times to chase it up, but every time was told the department I needed to speak to was busy and there was nothing they could do. It was about 2 weeks from the application before I got confirmation that I was accepted.
  • The man said I could open two accounts and get two £150 rewards. If you look at another thread, people have bagged several accounts and therefore rewards.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    meer53 wrote: »
    Will you get 2 x £150 ? I thought it was one payment per customer ?
    It probably will be if we continue to discuss it on here!

    I don't know why people can't just read the incentive T&Cs (taking particular note of what they don't say, as well as what they do say), and just get on with it...quietly.
  • I did and I have. No experience of being referred, hence the question.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    eastofeden wrote: »
    I did and I have. No experience of being referred, hence the question.
    My comment/observation wasn't directed at you, more at those on the other YB/CB thread.
  • Sorry YB I got out of bed on the wrong side and didn't notice the highlighted sentence to which you referred!
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