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Reclaim upgraded bank charges >
njs35
Posts: 1 Newbie
Ive seen on your site and not sure if I am eligible for the refunds..
I don't exact timeframes but I applied for a loan maybe 3 years ago with NatWest ( I was business/personal banker at time) it was for a personal loan. it was initially approved and I was offered better/preference rate if I upgraded to advantage gold, which I agreed several days later I was informed the loan couldn't be granted, as such I never downgraded from AG account (MY BAD!) ive never used any of the enhanced features/offers. How does the claims go would it be my responsibility to downgrade or could I look at reclaiming my charges. If so I have a 1k overdraft which I couldn service at present if taken away.. I don't use NW for my business any more so it just my personal account .. thanks for help and feedback in this matter
NJ
I don't exact timeframes but I applied for a loan maybe 3 years ago with NatWest ( I was business/personal banker at time) it was for a personal loan. it was initially approved and I was offered better/preference rate if I upgraded to advantage gold, which I agreed several days later I was informed the loan couldn't be granted, as such I never downgraded from AG account (MY BAD!) ive never used any of the enhanced features/offers. How does the claims go would it be my responsibility to downgrade or could I look at reclaiming my charges. If so I have a 1k overdraft which I couldn service at present if taken away.. I don't use NW for my business any more so it just my personal account .. thanks for help and feedback in this matter
NJ
0
Comments
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You say you understood and agreed to the change so entirely your responsibility to downgrade if you chose to.0
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You could try and appeal to their better side to see if they'd do a goodwill gesture refund. They're under no obligation to refund anything to you though.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0 -
Chances are they would suddenly tell you the OD is being removed and give you notice to pay it.All that glitters is not gold.0
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