Moving US pension pot to UK

dunroving

EdSwippet wrote: »

Confused. If you have a final salary pension then you have DB, not DC.

In any case, a restricted choice of funds does not necessarily mean a choice of bad funds. All you really need is a couple of trackers. Alternatively you might capture any salary sacrifice uplift with a view to transferring to a SIPP once you've left your employer or are otherwise free to transfer pensions. Putting up with 1% extra fund charges for a couple of years still leaves you well ahead if you get 10% or more into your pension through salary sacrifice.

Yeah, it gets complicated though. More than it should be.

Sorry, I forgot what I posted on this thread and what I had said on a separate thread about USS.

I am in a final salary scheme but there is also a linked AVC DC scheme with Prudential.

I will look into the salary sacrifice thing a bit more closely. As you say, if I can then transfer it to a SIPP when I retire/leave my employer, that would work well. Thanks!