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DRO & dates

seasideme
Posts: 109 Forumite
My DRO has a start date of July 2009 and a completion date of July 2010. When should the accounts under the DRO fall of my report and what dates should they have as a default & end date?
Currently:
MBNA
Currently:
MBNA
Default Sept 2009
End date Jan 2010
Lloyds bank account
End date Jan 2010
Default July 2009
End date July 2010
Lloyds cc
End date July 2010
Partial settlement (UC) July 2010
Lloyds loan
Partial settlement (UC) July 2010
Marbles
Default July 2009
End date July 2010
Barclaycard
End date July 2010
Default Jan 2010
End date July 2010
Capquest
End date July 2010
Default July 2009
End date July 2010
Capital One
End date July 2010
Default Sep 2009
End date July 2010
Nationwide
End date July 2010
Default July 2009
End date Nov 2010
End date Nov 2010
Debt slowly coming down.[STRIKE] DRO off credit report July 2015![/STRIKE] credit history getting better!
0
Comments
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This thread is worth a read Credit Reference File Clean Up Post Bankruptcy
A DRO is very similar, the DRO entered date is equivalent of the bankruptcy order date, and the completion date is equivalent of the discharged date.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Thanks.
Looks like I need to chase MBNA, Barclaycard, & Nationwide. Though not sure if there is any point seeing as everything will have fallen off my report by the end of this year. 2 Lloyds accounts are only 'part settlement', no default, so not as bad as the others.Debt slowly coming down.[STRIKE] DRO off credit report July 2015![/STRIKE] credit history getting better!0
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