We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pestered for Debt as a Guarantor from Letting Agent
Comments
-
There's actually a good reason not to send them by recorded delivery. If you're asked to sign for anything, you can refuse - so there's a good chance debtors would simply refuse to accept such a letter.
Much harder to refuse to allow something to drop through your letterbox, and proof of posting is free from any post office.0 -
Hi Annisele I can appreciate that but proof of posting is not proof of receipt so how do they know I even got their letters. At least if the recipient refuses to sign for it they know that it actually went to the person & got returned, this way they have no idea. I'm going to follow the advice above & hope for the best. :T0
-
In the eye of the law, if I recall correctly, a letter is deemed as delivered 2-3 working days with proof of postage. Regardless of what the debtor claims. Feel free to correct me if I'm wrong legal bods!0
-
If sent first class post, it is deemed served 2 working days after posting unless there is evidence raised to the contrary.0
-
-
Personally, I'm puzzled at the guarantor situation being for "Friends daughter". I could understand being a guarantor for own daughter.
What is the "friend" doing about his daughters problem? Can you go back to the friend and say "Your daughter = your problem. Please sort it" and keep your fingers crossed they would prefer to remain friends with you.0 -
Courts accept Proof Of Posting (1st class) as delivered 2 postal days later. Just shows how much we trust the Royal Mail. Of course, now it's been privatised, reliability may drop and courts may at some point stop accepting this....... but not as yet.0
-
moneyistooshorttomention wrote: »Personally, I'm puzzled at the guarantor situation being for "Friends daughter". I could understand being a guarantor for own daughter.
What is the "friend" doing about his daughters problem? Can you go back to the friend and say "Your daughter = your problem. Please sort it" and keep your fingers crossed they would prefer to remain friends with you.
A lot of guarantors really don't understand what they are letting themselves in for, and just want to be helpful.
When we moved back to the UK and had trouble getting a place we had offers of guarantors just sitting in the pub with friends who wanted to help us out. We didnt take them up because it wouldnt have been fair to.
If we were ever not in a position to pay a landlord we certainly wouldn't have been in a position to pay them when they got sued.0 -
Moneyistooshorttomention my friend will help if she has to bu it is unfair to expect her to pay if it is not necessary & she cannot do anything as we are the Guarantor. Both her and her daughter are not in the best financial situation (same as all of us!) So stumping up £900 is not really an option. I also truly believe that it is unfair and unreasonable the charges they are asking for. If necessary we will leave it in the hand of the court to decide and then work out the finances. So often people are held to ransom when renting regarding deposits etc but I know the shoes are on the other foot as well.
Thank you to everyone who has replied to this posting your help, advice & interest is greatly appreciated.0 -
As a matter of interest what are the alleged charges for? I know from personal experience my last 2 landlords claimed I did about 3 grand in damages despite renting me cheap and nasty accomodation i.e one had furniture over 15 years old then claimed I broke every item of furniture in the house and had to pay to replace it all, the other had thin plywood cupboard doors that snapped off shortly after moving in, they were homemade with just pieces of wood hammered into plywood and he said it cost about £300 to "repair", and again claiming I damaged various bits of furniture despite only using my own armchair since day 1.
Both wanted money for repainting walls despite all that was wrong with one flat was scrapes around wall where sofas were and in bedroom where bed was, the other flat had holes in the wall covered up by paintings and even crumbling walls.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards