Best App for managing bank account(s)

Tammy2

Are there any good apps out there for managing bank accounts, preferably multiple current accounts?

inspireme247

I use MoneyDashboard

colsten

I find MoneyDashboard has pretty charts but it is painfully slow, to the point that it is simply unusable if you have more than 1 account. Even for 1 account it is painful.

I use accountunity which logs you into dozens of accounts in no time. Though it has no pretty charts. First Direct's Internet Banking Plus uses a cut-down version of accountunity.

inspireme247

colsten wrote: »

I find MoneyDashboard has pretty charts but it is painfully slow, to the point that it is simply unusable if you have more than 1 account. Even for 1 account it is painful.

I use accountunity which logs you into dozens of accounts in no time. Though it has no pretty charts. First Direct's Internet Banking Plus uses a cut-down version of accountunity.

Will check these out. I use Money Dashboard because there's £8 cashback if you join with them

colsten

You get the cashback without actually using them :-)

TheTracker

A lot comes down to personal taste and your own requirements (how important is budgeting? Reporting? Look and feel? Ongoing support? Cross platform?) I personally use Moneywiz, which suits my requirements. I have 50+ accounts and 5+ years of data in there and it runs just fine on my Mac, iPad, and iPhone.

What you'll find is this thread will give you recommendations for about 10 apps, which you could have found with a quick google in the first instance.

Tammy2

I was going to say I just needed to keep a track of the ins and outs of 5 current accounts. But I just took advantage of the TopCashBack offer for Moneydashboard (£10.92 ATM) and found the breakdown of my account rather interesting (shocking, lol).

Basically I have all money go into one account and then out into various other accounts or 'pots' as I think of them. Keeping a track of the 'pots' is the main aim.

cheexy

I am too paranoid to even attempt granting a third party app access to my bank accounts but that's just me

Tammy2

cheexy wrote: »

I am too paranoid to even attempt granting a third party app access to my bank accounts but that's just me

Yes, security did cross my mind. (I've only added one account so far).

What about apps where you enter the data. Like a cash book or spreadsheet?

Archi_Bald

cheexy wrote: »

I am too paranoid to even attempt granting a third party app access to my bank accounts but that's just me

In a good application, you don't give the 3rd party access. The question is how you can identify a good application because every spammer could tell you that your data is safe.

Tammy2 wrote: »

What about apps where you enter the data. Like a cash book or spreadsheet?

Any application that you enter your data into could be a risk. Browsers are quite safe, as long as you don't have nasties such as keyloggers or viruses on your machine.

If it gives you paranoia, you need to use bank accounts that require some sort of two factor authentication. I believe this pretty much rules out any account aggregation app, or app that downloads your transactions, for you.

To me, the risk appears negligable with most banks, as you will need extra data or procedures to authorise a new payee, and a fraudster can do limited damage with the existing payees.

anoncol

Money manager ex, shares to desktop via Dropbox, can be encrypted is open source and free.