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Bit of advice...No insurance..With a bad twist..

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Comments

  • geoffky wrote: »
    Passwords dear chaps/chapesses...Lost the lot...so every site i go to...i have to re-apply..but could remember this one..

    Seems you managed to get on that one ok too.

    Somehow I doubt this happened to your friend.
  • geoffky
    geoffky Posts: 6,835 Forumite
    Seems you managed to get on that one ok too.

    Somehow I doubt this happened to your friend.

    I will keep you entertained........I am not too bothered who you think this happened too..You are some stranger...Ps your advice was wrong ....try to stop misleading people..:cool:
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • forgotmyname
    forgotmyname Posts: 32,946 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just make sure he mentions the fact they took a copy of his licence for insurance purposes so had no reason to doubt being insured.
    Censorship Reigns Supreme in Troll City...

  • Aretnap wrote: »
    He has a defence (not special reasons, a defence which will result in a not guilty verdict) if the vehicle did not belong to him, he was driving it in the course of his employment and he had no reason to believe that insurance was not in place. See subsection 3 here http://www.legislation.gov.uk/ukpga/1988/52/section/143

    The fact the work was through an agency should actually help with this defence. It looks a lot better in court :)
  • Joe_Horner
    Joe_Horner Posts: 4,895 Forumite
    Ninth Anniversary Combo Breaker
    Definitely sounds like a case for a not guilty plea using the defence in the RTA linked by aretnap earlier. Ianal but it's one of the clearer pieces of legislation out there and refers absoloutely specifically to this situation.

    Note that the defence doesn't require him to have reason to believe it was insured, only that he doesn't have reason to believe it isn't. The effect of that is that it's not up to him to check - if he's given a job driving then he's entitled to assume the employer is doing things right unless something makes him suspicious.

    One thing to watch there is that if the employer's totting up ban included points for no insurance then the CPS might suggest that would give grounds for suspicion that he still didn't have insurance. Obviously, your friend has no idea what the totting up included and would have assumed, like most people, that it was speeding!
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