Easiest donor accounts

TartanSaver

If you know what the thread title means, you'll know what I'm on about. If not, let me explain: I am trying to get as many switching bonuses as possible. I'm using Tesco savings accounts to generate DDs (just started that) where required, and trying to get £100+ from various banks.

I created a couple of basic accounts with banks I don't use, and don't particularly like (Barclays which has about 3 branches in the whole of Scotland, and RBS which has nothing competitive to offer.) and used those for switching for a couple of accounts. However, it seems to me that setting up a basic account with banks and then switching it might cause some long term harm should I try to use those banks down the line. (Who knows, they might also be offering £100!) So I'm trying to find out which of my existing banks has the simplest process for setting up another account (preferably basic so no credit search.)

I currently use:
TSB (2x classic plus)
Nationwide (flexdirect)
First Direct
Halifax (Reward)
Santander (1-2-3 and student)

I have online banking with all of the above. Any advice on which of these banks has the simplest process for existing customers setting up an account which I can then use as donor account? There must be a few people on here who have been doing this a few times. If possible, I'd like to be able to apply entirely online, and get the account details in my online banking within a few days. I did note setting up my second TSB was pretty easy... All thoughts welcome.

YorkshireBoy

TartanSaver wrote: »

All thoughts welcome.

Discussed a fair few times on here. Try making a forum search (see the box top right of your screen) for "donor" and "sacrificial" (both together and separately).