We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Bank account closed, passed to debt collectors-I live outside the UK

tongs
Posts: 14 Forumite
Hello MSE,
Some advice please after 25 banking with the RBS they closed my account and passed to debt collectors. This was due to me being over my over draft limit of 1,800. As I am now living outside the UK and don't have any other financial ties, I have not paid back anything and only made email contact with the debt collectors 6 months ago.
I have no plans in the next 5 years to be resident in the UK and have been away for the last 5 years. But I do want to open a savings account in the uk, is this possible without having to be in the UK ?
I have no criminal convictions past or present !!!
Thanks in advance
Some advice please after 25 banking with the RBS they closed my account and passed to debt collectors. This was due to me being over my over draft limit of 1,800. As I am now living outside the UK and don't have any other financial ties, I have not paid back anything and only made email contact with the debt collectors 6 months ago.
I have no plans in the next 5 years to be resident in the UK and have been away for the last 5 years. But I do want to open a savings account in the uk, is this possible without having to be in the UK ?
I have no criminal convictions past or present !!!
Thanks in advance
0
Comments
-
There are few banks that will open saving accounts for non residents.
Many will do a credit check even for saving accounts. If you do find one you will need to ensure they are not part of the RBS group.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards