Living in a house with permission

AuldYin

As far as I am aware, a deed of variation must be drawn up within two years of a death so would not be relevant in this case.

g6jns_2

This does not make sense. Capital gains tax only applies to the gain from when ownership starts. So your uncle would have no liability. Either the solicitor is talking rubbish or you have misunderstood him/her. The rest is the story makes no sense either.

jackyann

I agree that the uncle's statements & actions make little sense, but that is often the way of the world.


Consider repairs to the house. Neglecting it may make it worse and land you with much larger bills. Think of it as in lieu of rent rather than an investment.

Consider your own position: it sounds as if you are the only earner, as if you have no provision for getting a home of your own, and as if you will take responsibility for your siblings should your parents become ill or disabled, or on their death.

Good luck

PS: Don't forget Social Services: I presume they know of and have some contact with your siblings, even if minimal. They would be liable to care for them if no-one else could, so can be a source of good advice.

comeandgo

Why did your grandfather leave one of his offspring off the will, ie your mum or dad must have been one of his children, why leave property to only two of his children. Also capital gains tax does not wipe out all value, it will be indexed. Can your aunt not sign over her ownership to your parents? Why would you not want to keep in good repair a house you are living in rent free. This must have been saving your family thousands of pounds a year. Are your parents claiming all the benefits they are entitled to?

jackyann

I suspect that grandad (and now aunt) was trying to help the family with special needs children, but without thinking it through.

I also think that specialist legal advice might be helpful from the point of view of housing. The parents who are the carers cannot be claiming housing benefit; a better set-up might have been for the family to "rent" the house from the owners and claim housing benefit.

I really don't know if this can be done now, or what OP's position is.

We often see people on this forum asking how best to help relatives with disabilities - I always suggest specialist, experienced legal help - as this is the kind of muddle that results from well-meaning relatives who don't understand the system.

I also imagine this family is struggling - relying on benefits, no spare money to do up the house, and one wage coming in. I do think OP needs to consider their own future as well as that of their family.